Resulting Trust on Failure of Escrow Development Trust Purposes Arises When Failure Becomes Impossible (Sale Without Development Condition)

Court: Scottish Court of Session, Inner House (Extra Division)
Citation: Petition of Harper Macleod LLP for Directions [2026] CSIH 26
Date: 29 May 2026
Judges: Lord Malcolm, Lord Tyre, Lord Clark (opinion delivered by Lord Tyre)

1. Introduction

This petition concerned funds held by a firm of solicitors acting as “Escrow Agent” under a Declaration of Trust connected to a proposed property development scheme (renovation and leasing of a former nursing home in Paisley). Investors paid deposits for the intended purchase of individual rooms; half of each deposit was to be placed into a designated escrow client account and released only on certification of works by an independent project manager/quantity surveyor.

The development never proceeded. The property was ultimately sold by administrators to a third party without any obligation to implement the scheme. The petitioner sought directions on whether the escrow monies were held on a resulting trust for the investors, and—if so—when that resulting trust arose.

Although a Northern Irish restraint order under the Proceeds of Crime Act 2002 had previously restricted disbursement, it was later varied to permit discharge to investors, envisaging an “Action of Multiplepoinding” in Scotland. The petitioner contended that multiplepoinding was unnecessary because each investor’s contribution to the escrow account could be identified.

2. Summary of the Judgment

  • The Inner House held that, upon failure of the trust purposes, the escrow funds were held on a resulting trust in favour of the investors proportionate to their contributions.
  • The court fixed the timing: the resulting trust arose when the trust purposes failed, i.e. when the administrators sold the property to a third party under missives that contained no condition requiring implementation of the development scheme.
  • The court confirmed that legal ownership of the escrow assets remained vested in the Escrow Agent as trustee, but investors held the radical beneficial interest entitling them to payment/making over of their respective proportions.
  • No multiplepoinding was required where there was no competition of claims and the amounts attributable to each investor were ascertainable.
  • Expenses were awarded to the petitioner, payable out of the escrow assets.

3. Analysis

3.1 Precedents Cited

Menzies, Trustees (2nd Edition, 1913)

The court treated Menzies as the primary statement of the Scots doctrine that the provider of trust funds retains a “radical beneficial interest” which can revive as a resulting trust when trust purposes do not exhaust the estate. At paragraph 1044, quoted by the court, Menzies explains that when “execution of all the practicable purposes of the trust fails to exhaust the estate,” a resulting trust in favour of the provider “emerges.” The court also relied on Menzies (para 1046) for the proposition that resulting trusts arise not only where purposes are fulfilled with a surplus, but also where purposes fail.

abrdn (SLSPS) Pension Trustee Co Ltd, Petitioner [2023] CSIH 31; 2023 SLT 791

This authority was used as a contemporary illustration of the “surplus on fulfilment” paradigm: where trust purposes are achieved and funds remain, the surplus is held on resulting trust. The Inner House then used it as a springboard to emphasise that the same doctrinal mechanism applies on “failure of purpose,” even though the factual trigger differs.

Connell v Ferguson (1857) 19D 482

Connell v Ferguson supplied a conceptual analogue: subscriptions raised for a specific objective create a trust-like arrangement for an alternative—either to carry out the object, or, if that cannot be done, to repay. Lord Deas’ passage (at 487) was quoted to support the court’s conclusion that where money is paid for a purpose that cannot be carried out, repayment to contributors follows as a matter of principle.

Importantly, the Inner House distinguished the need for procedural mechanisms (like multiplepoinding) often associated with subscription funds: in Connell there may be a need to “fix entitlement” if there is competition or uncertainty, but here the escrow records allowed identification of each investor’s paid-in amount, eliminating a true competition of claims.

Murray's Trs v Murray (1901) 3F 820

This case was cited as another doctrinal example (albeit in “an obsolescent social context”): when marriage-contract purposes are satisfied or fail, property conveyed to secure those purposes returns to the disponer/provider. The point was not to import marriage-contract rules, but to demonstrate the breadth of the “provider’s radical beneficial interest” idea across trust contexts.

3.2 Legal Reasoning

(a) Express trust silent on failure: resulting trust fills the gap

The Declaration of Trust regulated holding and release of deposits (e.g., release only upon receipt of a “Project Manager’s Notice”) but said nothing about what should happen if the development never proceeded. The court treated that silence as doctrinally significant: an express trust can be complete as to its operational mechanics while still leaving a residual question about ultimate beneficial entitlement on failure. In Scots law, that residual entitlement is supplied by the provider’s radical beneficial interest, crystallising into a resulting trust when the purpose cannot be carried out.

(b) Who benefits: the “providers of the funds,” not the failed developer

Although a resulting trust “normally” benefits the truster, the court framed the more general rule: it benefits the provider of the funds. Here, the investors were the relevant providers of the monies paid into the escrow account (being 50% of their deposits). The court was also assisted by the practical reality that neither the developer nor connected entities had a proprietary claim to the escrow funds, and administrators indicated no claim.

(c) What investors have: radical beneficial interest; legal title remains with the escrow agent

The court drew a clear distinction between (i) vesting/ownership of trust property in the trustee and (ii) beneficial entitlement. Even after the resulting trust emerges, the escrow agent continues to hold the assets as trustee; investors’ “radical beneficial interest” gives them the right to have their shares made over. This is an important clarification for practice: the court did not characterise the investors as holding immediate legal title in segregated fractions of the bank account; rather, they hold the beneficial claim enforceable against the trustee.

(d) When the resulting trust arises: the point of “failure of purpose”

The Inner House anchored timing to the moment the trust purpose became impossible to fulfil. That moment was identified as the administrators’ disponing of the property to a third party under missives containing no obligation to implement the development scheme. From that point, the contractual and practical foundation for ever obtaining “Project Manager’s Notices” for the scheme was gone; the court therefore treated the trust purpose as having failed and the resulting trust as arising then—without requiring further formality such as (i) disclaimers by administrators, (ii) completion of winding up, or (iii) exhaustion of insolvency processes.

(e) Multiplepoinding not required absent competing claims

The Northern Irish order had envisaged an Action of Multiplepoinding (Chapter 51, Rules of the Court of Session) because it was thought contributors could not be identified. The court accepted the petitioner’s position that investor-by-investor contributions were ascertainable and intact, so there was no “competition of claims” requiring multiplepoinding. The practical implication is that directions/administration can be preferable where entitlement is arithmetically determinable and uncontested.

(f) Expenses payable out of the fund

The court awarded the petitioner expenses out of the escrow assets. That aligns with the view that the petition was a proper and protective step for a stakeholder/trustee faced with cross-jurisdictional restraint history and potential exposure if distributions were later challenged.

3.3 Impact

  • Clarified trigger for resulting trust on failure in escrow-backed developments: where escrowed investor monies are held for staged release tied to development progress, the resulting trust arises when the development purpose becomes impossible—here, on a sale that severs the scheme—rather than waiting for insolvency formalities.
  • Practical guidance on procedure: the decision supports using a directions petition (or similar trustee guidance) instead of multiplepoinding where there is no genuine competition and individual contributions are traceable.
  • Risk management for stakeholder solicitors: the judgment underscores that trustees/escrow agents may safely seek court directions before distributing funds in complex factual settings (including prior restraint orders and insolvencies), and that reasonable costs may be met from the fund.
  • Doctrinal reinforcement: the Inner House reaffirmed the centrality of “radical beneficial interest” as the conceptual basis for resulting trusts in Scots law, applying it beyond the common “surplus after fulfilment” scenario.

4. Complex Concepts Simplified

Resulting trust
A trust that arises by operation of law when the intended trust purpose is fulfilled with surplus funds or cannot be fulfilled. The property “results back” beneficially to the person(s) who provided it (or to the truster in the common case).
Radical beneficial interest
The underlying beneficial stake retained by the provider of the trust funds. It lies dormant while trust purposes can still be carried out, but revives when those purposes are completed or fail.
Escrow account / Escrow agent
A holding arrangement where a third party holds funds and may release them only when specified conditions are met. Here, release depended on a “Project Manager’s Notice” certifying development work or materials.
Failure of trust purposes
The point at which the trust’s objective can no longer be achieved in practice or law. The court treated a sale of the property without any obligation to implement the scheme as making the scheme impossible, and therefore as the point of failure.
Multiplepoinding (Chapter 51, Rules of the Court of Session)
A Scottish procedure used where a holder of property faces competing claims and asks the court to determine who is entitled. It is unnecessary if there is no real competition and each claimant’s entitlement is ascertainable.
Quasi trust
A trust-like obligation recognised in some contexts (e.g., subscriptions for a purpose). The court noted it but did not need it because there was an express trust instrument; the resulting trust filled the “failure of purpose” gap.
Ultimus haeres
The Crown’s right to inherit ownerless property. The court noted it was not in issue here.

5. Conclusion

[2026] CSIH 26 confirms that, in Scots law, where an escrow/deposit trust is constituted to fund a specified development and that purpose becomes impossible, the escrowed funds are held on a resulting trust for the contributors in proportion to their contributions. The resulting trust arises at the point the trust purpose fails—in this case, the administrators’ sale of the property without any condition requiring the development—without waiting for disclaimers or winding up. The decision also provides practical reassurance that where contributions are identifiable and uncontested, multiplepoinding is unnecessary, and a trustee may appropriately seek directions with expenses met from the fund.