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MIDLAND MORTGAGEE CORPORATION, Appellant, v. 220 HIGHLAND BLVD. REALTY CO. et al., Respondents.

Ordered that the order and judgment and the orders are affirmed, with one bill of costs.

The defendants sought the services of the plaintiff, a mortgage broker, in order to procure a mortgage. The broker's commission was to be earned upon the making of a commitment by the lender, payable at the closing. The plaintiff procured a commitment which, in its terms, varied substantially from the terms sought by defendants. Although the evidence indicated that the defendants may have considered accepting the commitment offered, they in fact decided otherwise. There having been no acceptance of the commitment, the plaintiff is not entitled to recover a commission (see, Gilder v Davis, 137 N.Y. 504; cf., Midland Mortgagee Corp. v Kazarnovsky, 128 A.D.2d 595). Brown, J.P., Lawrence, Kooper and Balletta, JJ., concur.

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MIDLAND MORTGAGEE v. 220 HIGHLAND BLVD REALTY
(Dec 4, 1989)