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THE STATE BANK OF NORTH CAROLINA v. CLARK MCNEIL.

1. Acceptance and payment of a check is prima facie evidence that the acceptor had the necessary funds of the drawer, and it is incumbent on the former to show that he had not.

2. The State Bank of North Carolina is a mere private corporation; hence, the books of accounts kept by the bank of the dealings between it and a customer are not evidence for the bank in a suit between it and the customer.

TAYLOR, C. J.

The acceptance and payment of a check is prima facie evidence that the plaintiffs had in deposit money of the defendants wherewith to pay it; and if the fact were not so it is incumbent upon the plaintiffs to prove by the (37) state of the accounts that the defendants have overdrawn. But that cannot be shown by the books of the bank, which is only a private corporation, and they are inadmissible in favor of the plaintiffs. The judgment below is

Affirmed.

Cited: Fox v. Horah, 36 N.C. 360; Bland v. Warren, 65 N.C. 374; Durham v. R. R., 108 N.C. 402; Dyeing v. Hosiery Co., 126 N.C. 294.

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BANK v. CLARK
(Jun 1, 1820)