EARL, J., reads for reversal and new trial; RAPALLO, J., concurs on first ground; ANDREWS, J., concurs in result; CHURCH, Ch. J., ALLEN and MILLER, JJ., agree to affirm without opinion; FOLGER, J., concurs on authority of Owen v. F.J.S. Ins. Co. (57 Barb., 518, affirmed in Court of Appeals, but not reported).
Judgment affirmed.