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GOODIN v. GULF COAST OIL COMPANY et al.

1. Courts — Louisiana direct action statute — unenforceable in Mississippi.

A direct suit against automobile insurers could not be brought in Mississippi, even though accident in question occurred in Louisiana and Louisiana law permits a direct suit against an insurer.

Headnote as approved by Jones, J.

JONES, J.

Appellant sued Gulf Coast Oil Company, Hartford Accident and Indemnity Company and All State Insurance Company.

The suit was for personal injuries alleged to have been received in the State of Louisiana by reason of the negligence of the employee of Gulf Coast Oil Company in the operation of a truck combining with the negligence of another person operating a car. It was alleged that Hartford Accident and Indemnity Company had issued a liability insurance policy covering the truck of Gulf Coast Oil Company involved in said accident, and that All State Insurance Company had issued a liability policy to the driver of the other automobile involved.

Judgment was sought for personal injuries and property damages against all three defendants, the effort being to secure direct judgment against the insurer of Gulf Coast Oil Company and to secure direct judgment against All State Insurance Company, whose insured was not joined in the suit.

Each of the insurance companies appeared and filed a motion to dismiss insofar as it was concerned. Each motion was sustained, dismissing the case insofar as the said insurance companies were involved. From such orders of dismissal, this appeal is taken.

It was claimed that the laws of Louisiana permitted a direct suit against the insurer, and that, therefore, suit could be brought in Mississippi directly against the insurance companies. (Hn 1) This matter has been before this Court and was definitely settled in the case of Cook v. State Farm Mutual Insurance Company, 128 So.2d 363, rendered March 27, 1961.

The action of the lower court in dismissing the case insofar as the two insurance companies were concerned was correct. The case is therefore affirmed.

Affirmed.

Lee, P.J., and Gillespie, McElroy and Rodgers, JJ., concur.

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GOODIN v. GULF COAST OIL CO., ET AL
(Oct 16, 1961)