Citation Codes Equivalent Citations citation codes Attorney(S) Mr. Mark D. Larner for respondent, Glens Falls Insurance Company ( Budd, Larner, Kent Gross, attorneys). Mr. John J. Gaffey for respondent, General Accident Fire Life Assurance , ( Gaffey, Webb McDermott, attorneys). Mr. Robert J.C. McCoid for appellant ( Schneider Morgan, attorneys). Judges PER CURIAM. See more information ... Smart Summary Please sign up to generate summary. PIETER VELKERS, JR., AND PIETER VELKERS, SR., PLAINTIFFS-RESPONDENTS, v. GLENS FALLS INSURANCE COMPANY, DEFENDANT-RESPONDENT AND CROSS-APPELLANT, AND GENERAL ACCIDENT FIRE LIFE ASSURANCE CORP., LTD., ET AL., DEFENDANTS-RESPONDENTS, AND INDEMNITY INSURANCE COMPANY OF NORTH AMERICA, DEFENDANT-APPELLANT AND CROSS-RESPONDENT. PER CURIAM. The judgment is affirmed substantially for the reasons expressed in the opinion of Judge Mintz, reported at 93 N.J. Super. 501 ( Ch. Div. 1967).