QUILLIAN, Judge.
The claim on an insurance policy not having been commenced within twelve months after inception of the loss as required by the terms of the policy, the direction of a verdict for the defendant was proper. Modern Carpet Industries, Inc. v. Factory Insurance Assn., 125 Ga. App. 150 ( 186 S.E.2d 586).
Judgment affirmed. Bell, C. J., and Deen, J., concur.
QUILLIAN, Judge.
ARGUED FEBRUARY 5, 1973 — DECIDED FEBRUARY 21, 1973 — REHEARING DENIED MARCH 13, 1973.