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HARRY CAULFIELD et al., Plaintiffs, v. IMPROVED RISK MUTUALS, INC., et al., Respondents, and HANOVER INSURANCE COMPANY et al., Appellants.

Order reversed, with costs, and judgment of Supreme Court, Monroe County, reinstated for the reasons stated in the dissenting memorandum of Justice Stewart F. Hancock, Jr., at the Appellate Division ( 107 A.D.2d 1013, 1014-1015). We agree with the dissent below that, based upon the specific provisions of the contract and the amendments made thereto, the risk of loss passed to the purchasers upon the date of the escrow closing.

Concur: Chief Judge WACHTLER and Judges JASEN, MEYER, KAYE and ALEXANDER. Judge TITONE dissents and votes to affirm for the reasons stated in the memorandum of the Appellate Division ( 107 A.D.2d 1013). Taking no part: Judge SIMONS.

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CAULFIELD v. IMPROVED RISK MUTUALS, INC
(Nov 12, 1985)