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LINDA LATONI, Appellant, v. MOUNT VERNON FIRE INSURANCE CO. et al., Respondents, et al., Defendants.

Ordered that the order is affirmed, with one bill of costs to the respondents appearing separately and filing separate briefs.

The plaintiff has no present rights flowing from Insurance Law § 3420 (b) (1) since she has not yet obtained a judgment against any of the respondents' insureds. Thus, the statutory conditions precedent to an action under the foregoing section have not been satisfied (see, Clarendon Place Corp. v Landmark Ins. Co., 182 A.D.2d 6, 10). Since the plaintiff has no legally cognizable interest in the insurance contracts at issue, there is no justiciable controversy between the plaintiff and the insurers to give her standing to bring this action (see, New York Pub. Interest Research Group v Carey, 42 N.Y.2d 527). It was therefore proper for the Supreme Court to dismiss the complaint. Balletta, J.P., Thompson, Santucci, Altman and Hart, JJ., concur.

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LATONI v. MOUNT VERNON FIRE INSURANCE CO
(Sep 25, 1995)