Ordered that the order and judgment is affirmed insofar as appealed from, with costs.
The order and judgment is affirmed for reasons stated in the companion case, Incorporated Vil. of Cedarhurst v Hanover Ins. Co. ( 223 A.D.2d 528 [decided herewith]). Bracken, J.P., Miller, Altman and Florio, JJ., concur.