Ordered that the order is affirmed, with costs.
An insured must give notice to his or her insurer within the time limit provided in the insurance policy or within a reasonable time under all the circumstances. Absent a valid excuse, failure to satisfy the notice requirement in an insurance policy vitiates coverage ( see, Matter of Allstate Ins. Co. v Kashkin, 130 A.D.2d 744).
In this case, the appellants failed to comply with the notice requirement set forth in the uninsured motorist endorsement of the policy in question or establish a valid excuse for their failure to do so. Moreover, the appellants' filing of a claim for no-fault benefits did not satisfy the aforementioned notice requirement ( see, State Farm Mut. Auto. Ins. Co. v. Romero, 109 A.D.2d 786). Therefore, the application to permanently stay arbitration was properly granted. Balletta, J.P., O'Brien, Ritter, Pizzuto and Altman, JJ., concur.