Ordered that the judgment is affirmed, with costs.
The plaintiff established its entitlement to summary judgment by offering proof of the appellant's mortgage and the appellant's default in payment ( see, Home Sav. Bank v. Schorr Bros. Dev. Corp., 213 A.D.2d 512; Citibank v. Pierre, 213 A.D.2d 443). The appellant was then required to assert any defenses which would raise a question of fact concerning her default on the mortgage ( see, Marine Midland Bank v. Freedom Rd. Realty Assocs., 203 A.D.2d 538; Sloane v. Gape, 191 A.D.2d 549). The appellant's conclusory and unsubstantiated assertions are not supported by competent evidence and are insufficient to defeat the plaintiff's motion ( see, Zuckerman v. City of New York, 49 N.Y.2d 557; Home Sav. Bank v. Schorr Bros. Dev. Corp., supra).
The appellant's remaining contentions are without merit. Sullivan, J.P., Copertino, Pizzuto and Florio, JJ., concur.