There was no evidence to support defendant's claim that plaintiff had orally agreed to forbear from foreclosing (see, Blittner v. Friesch-Groningshe Hypotheebank Realty Credit Corp., 221 A.D.2d 152; Massachusetts Mut. Life Ins. Co. v. Gramercy Twins Assocs., 199 A.D.2d 214, 217). Nor did plaintiff submit any evidence to demonstrate that an exception to the mortgage's non-recourse provision should apply. In any event, although banks, as escrow holders of funds to be used for payment of taxes, may be held liable on a theory of fiduciary breach for nonpayment ( see, Davis v. Dime Sav. Bank, 158 A.D.2d 50), a non-escrow-holding mortgagor who fails to pay taxes does not thereby commit fraud within the meaning of the nonrecourse exception herein. With respect to plaintiff's argument that the fraudulent nonpayment of taxes by a mortgagor may constitute waste (see, Travelers Ins. Co. v. 633 Third Assocs., 14 F.3d 114, 123), we find that there was no evidence of fraud herein.
We have considered the parties' other contentions for affirmative relief and find them to be without merit.
Concur — Ellerin, J.P., Wallach, Kupferman, Williams and Mazzarelli, JJ.