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EMPIRE INSURANCE COMPANY et al., Appellants, v. IRWIN SILBOWITZ et al., Respondents.

The motion court correctly held that as a matter of clearly analogous precedent, Insurance Law § 3420 (g), which exempts insurers from liability when indemnification is sought by a person whose negligence resulted in injuries to his or her spouse, does not apply to defendant insured herein, who is the owner of the car involved in the accident, which was being driven with his consent by his son-in-law, and the father of the plaintiff in the underlying action, who was a passenger in the car ( Catania v. Hartford Acc. Indem. Co., 4 A.D.2d 440, 441, citing Manhattan Cas. Co. v. Cholakis, 206 Misc. 287, affd 284 App. Div. 104 1; see also, General Acc. Fire Life Assur. Corp. v. Katz, 3 Misc.2d 328). The motion court also correctly awarded defendant insured his costs in defending this declaratory judgment action, since plaintiffs cast him in a defensive posture by the legal steps they took in trying to free themselves from their policy obligations ( see, Mighty Midgets v. Centennial Ins. Co., 47 N.Y.2d 12, 21).

Concur — Murphy, P.J., Milonas, Tom, Andrias and Colabella, JJ.

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EMPIRE INSURANCE COMPANY v. SILBOWITZ
(Oct 2, 1997)