Lahtinen J.
Plaintiff Carl R. Mehlenbacher (hereinafter plaintiff) was injured in a motor vehicle accident on September 20, 1994 and he and his wife, derivatively, commenced this action on September 17, 1997. Defendants served an answer and, during the course of discovery, became aware that plaintiff and his wife had filed a chapter 7 bankruptcy petition ( 11 U.S.C. § 701 et seq.) in June 1995 which did not list any possible claim relating to the September 1994 accident as an asset (see, 11 U.S.C. § 521), that the Bankruptcy Trustee had abandoned all their scheduled assets and that plaintiff and his wife had received a discharge in bankruptcy in November 1995. Defendants moved for leave to amend their answer to assert the defense that plaintiffs lacked the legal capacity to pursue this action and for summary judgment. Supreme Court granted the motion in its entirety and dismissed the complaint. Plaintiffs now appeal.
"[A] debtor's failure to list a legal claim as an asset in his or her bankruptcy proceeding causes the claim to remain the property of the bankruptcy estate and precludes the debtor from pursuing the claim on his or her own behalf" (Strokes Elec. Plumbing v. Dye, 240 A.D.2d 919, 920) because, "[u]pon the filing of a voluntary bankruptcy petition, all property which a debtor owns or subsequently acquires, including a cause of action, vests in the bankruptcy estate" (De Larco v. De Witt, 136 A.D.2d 406, 408; see,Hansen v. Madani, 263 A.D.2d 881, 882). Such a claim can only revert to the debtor to be pursued in his or her individual capacity if the claim is "dealt with" in the bankruptcy, which necessitates it being listed as an asset and either abandoned by the bankruptcy trustee or administered by the bankruptcy court for the benefit of the creditors (see, Dynamics Corp. of Am. v. Marine Midland Bank-New York, 69 N.Y.2d 191, 195-196).
Plaintiffs argue that at no time prior to their discharge in bankruptcy were plaintiff's medical conditions resulting from the 1994 accident "serious injuries" as that term is defined in Insurance Law § 5102 (d), so no actionable claim against defendants then existed which could have been listed as an asset in bankruptcy. They go on to argue that the law should not require a debtor to speculate upon whether he will develop an actionable "serious injury" in such instances. However, the law is well established that a cause of action for personal injury accrues upon the date of the accident (see, Yawn v. Regional Tr. Serv., 61 A.D.2d 1126, 1127) and we have previously rejected a similar argument, holding that the no-fault law in New York does not "change the accrued date of [such an] action * * * by postponing the accrual date until a plaintiff can make a prima facie showing of serious injury" (Jackson v. L.P. Transp., 134 A.D.2d 661, 662, affd 72 N.Y.2d 975). Supreme Court properly dismissed the complaint based on plaintiffs' lack of capacity to sue.
ORDERED that the order is affirmed, without costs.