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BONNEE LINDEN, PLAINTIFF-APPELLANT, v. LLOYD'S PLANNING SERVICE, INC., ET AL., DEFENDANTS, CIGNA INSURANCE COMPANY, DEFENDANT-RESPONDENT. BONNEE LINDEN, PLAINTIFF-APPELLANT,

Plaintiff seeks to recover damages sustained as a result of the 1998 foreclosure of her condominium unit for her failure to pay common charges. The complaint alleges, inter alia, that she withheld payment of the common charges because the individual moving defendants, among others, failed properly to repair water damage to the condominium and asserts claims against condominium board members Alkire, Slavens and Jacoby, individually, for breach of contract, breach of warranty of habitability, civil conspiracy, and failure to provide plaintiff with the condominium's books and records from 1979 to the present.

Plaintiff's claims against the individual board members for breach of the condominium's contractual obligations and for breach of the warranty of habitability were properly dismissed since there is no cognizable claim for breach of warranty of habitability against a condominium (see Frisch v. Bellmarc Mgt., Inc., 190 A.D.2d 383). In any event, plaintiff's claims would not lie against the board members in their individual capacities. In addition, since plaintiff has no viable underlying claim for fraud or any other tort, her civil conspiracy claim was properly dismissed (see Alexander Alexander of New York, Inc. v. Fritzen, 68 N.Y.2d 968, 969). Finally, since plaintiff's condominium unit was foreclosed, she is without standing to seek damages for the individual defendants' neglect or refusal to furnish her with condominium financial records.

Since plaintiff was not an insured of any of the movant insurers and there is no claim that she obtained a judgment against any `insured' under the insurance contracts at issue, her claims against the movant insurers were properly dismissed (see 294 A.D.2d 114, 116).

We have considered plaintiff's remaining arguments and find them unavailing.

THIS CONSTITUTES THE DECISION AND ORDER OF THE SUPREME COURT, APPELLATE DIVISION, FIRST DEPARTMENT.

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LINDEN v. LLOYD'S PLANNING SERVICE
(Nov 14, 2002)