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TASHARI BLAKE, ETC., ET AL., PLAINTIFFS, v. DAILY BUS TRUCK RENTAL, DEFENDANT THIRD-PARTY PLAINTIFF-RESPONDENT; PROVIDENCE WASHINGTON INSURANCE COMPANY, THIRD-PARTY DEFENDANT-APPELLANT, INSURANCE COMPANY OF NORTH AMERICA, THIRD-PARTY DEFENDANT-RESPONDENT.

DECISION ORDER

ORDERED that the appeal from so much of the order as granted the motion of the third-party defendant Insurance Company of North America is dismissed, as the appellant is not aggrieved thereby (see CPLR 5511); and it is further,

ORDERED that the order is affirmed insofar as reviewed, and it is further,

ORDERED that one bill of costs is awarded to the respondents.

The appellant, Providence Washington Insurance Company (hereinafter Providence), argues that the general liability policy which it issued to the defendant third-party plaintiff, Daily Bus Truck Rental (hereinafter Daily Bus), excluded coverage for the underlying incident, a sexual assault which allegedly took place on a school bus. However, the Supreme Court correctly concluded that the policy at issue does not specifically exclude such coverage (see Agoado Realty Corp. v. United Intl. Ins. Co., 95 N.Y.2d 141; 2500 Motel Corp. v. Investors Ins. Co. of Am., 169 A.D.2d 604; see also Town of Massena v. Healthcare Underwriters Mut. Ins. Co. [ 98 N.Y.2d 435, Sept. 19, 2002]; Calvert Ins. Co. v. CIGNA Ins. Co., 239 A.D.2d 243). Furthermore, "the allegations in the complaint against the insured fall within the risks covered by the * * * embrace of the policy, [and thus] the insurer must come forward to defend its insured (see Ruder Finn v. Seaboard Sur. Co., 52 N.Y.2d 663)" (Agoado Realty Corp. v. United Intl. Ins. Co., supra at 145).

Accordingly, Providence failed to demonstrate its prima facie entitlement to summary judgment dismissing the third-party complaint insofar as asserted against it (see Alvarez v. Prospect Hosp., 68 N.Y.2d 320). Daily Bus established its prima facie entitlement to summary judgment against Providence. Since no triable issue of fact was raised, the Supreme Court properly granted summary judgment to Daily Bus.

SANTUCCI, J.P., SCHMIDT, TOWNES and COZIER, JJ., concur.

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BLAKE v. DAILY BUS TRUCK RENTAL
(Nov 18, 2002)