The action was properly dismissed on the ground that the alleged violations of the General Business Law did not cause plaintiff any actual loss (General Business Law § 628; § 349[h]; see Oswego Laborers' Local 214 Pension Fund v. Marine Midland Bank, 85 N.Y.2d 20, 25, 26). Plaintiff does not claim any kind of monetary loss other than payment of her membership fees, does not claim that defendant failed to deliver the services called for in the contract, never sought to cancel the contract, remains a member of defendant's health club and continues to pay defendant's monthly membership fees without objection. Instead, plaintiff claims that the contract violates General Business Law § 624 in failing to provide that it could be canceled without penalty within three days after receipt, or because of plaintiff's death, disability or relocation, or because of defendant's failure to deliver services as provided in the contract, and that such omissions entitle her to return of the membership fees she has already paid. Such claim impermissibly "sets forth deception as both act and injury" ( Small v. Lorillard Tobacco Co., 94 N.Y.2d 43, 56). "[A]n act of deception, entirely independent or separate from any injury, is not sufficient to state a cause of action under a theory of fraudulent concealment" ( id. at 57). Nor are we inclined to grant declaratory relief absent any indication of an actual controversy over plaintiff's rights of cancellation. We have considered plaintiff's other claims and find them to be without merit.
THIS CONSTITUTES THE DECISION AND ORDER OF THE SUPREME COURT, APPELLATE DIVISION, FIRST DEPARTMENT.