DECISION ORDER
ORDERED that the order is reversed, on the law, with costs, and the motion is denied.
The Supreme Court erred in granting the motion of the plaintiff in Action No. 1 for a joint trial of Action No. 1, an action to recover damages for personal injuries sustained on a boat, and Action No. 2, an action to recover damages for the negligent failure to provide adequate liability and casualty insurance coverage for the boat and for breach of contract, since the two actions do not involve common questions of law or fact ( see CPLR 602[a]; Johnson v. Berger, 171 A.D.2d 728; Dreizen v. Morris I. Stoler, Inc., 98 A.D.2d 759). Moreover, a joint trial of these two actions could result in substantial prejudice to the defendants in Action No. 2 ( see Kelly v. Yannotti, 4 N.Y.2d 603; Paramount Ins. Co. v. Rosedale Gardens, 293 A.D.2d 235; Schorr Bros. Dev. Corp. v. Continental Ins. Co., 174 A.D.2d 722; Dreizen v. Morris I. Stoler, Inc., supra). Accordingly, the motion should have been denied.
ALTMAN, J.P., KRAUSMAN, GOLDSTEIN and MASTRO, JJ., concur.