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AMCC CORP. et al., Appellants, v. ILLINOIS NATIONAL INSURANCE CO. et al., Respondents.

The language of the policy issued by defendant Illinois National, which provided liability coverage for activities "emanating" from the construction site, did not encompass an accident while the leased crane was en route to the construction site. De Forte v. Allstate Ins. Co. ( 81 AD2d 465, appeal dismissed 54 NY2d 1027), upon which plaintiffs rely, is inapposite since there the specific language of the policy allowed for coverage of off-premises occurrences; whereas here, the differing language in the "Project Endorsement" and the "Named Insured Endorsement" collectively and specifically limits coverage to occurrences at or on the project site itself or occurrences "emanating from" the project site, i.e., beginning at or on the project site but ending up outside its boundaries.

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AMCC CORP. v. ILLINOIS NATIONAL INSURANCE CO
(Nov 4, 2004)