Citation Codes Equivalent Citations citation codes Docket Number Case No. 02-64410-SD, Adversary No. 03-5080-SD. Acts Bankruptcy — Creditors, The Debtor, And The Estate — Debtor’S Duties And Benefits — Exceptions To Discharge See more information ... Smart Summary Please sign up to generate summary. In re: KAREN ELIZABETH SIMMS, (Chapter 7), Debtor. KAREN ELIZABETH SIMMS, Plaintiff, v. USA FUNDS, c/o PIONEER CREDIT RECOVERY, INC., Defendant. JUDGMENT MARK McFEELEY, Chief Judge, Bankruptcy IN ACCORDANCE with the Court's Findings of Fact and Conclusions of Law entered herewith following remand by the United States District Court for the District of Maryland, Northern Division, judgment is entered in favor of Defendant and against Plaintiff Karen Elizabeth Simms. The student loan debt at issue in this adversary proceeding is not dischargeable in Plaintiff's bankruptcy proceeding under 11 U.S.C. § 523(a)(8). SO ORDERED