Citation Codes Equivalent Citations citation codes Docket Number No. 04-17475. Attorney(S) Donald M. Stevenson, Stockton, CA, for the Larry J. Cox, Rocklin, CA, for the Judges William Cameron Canby John T. Noonan Richard A. Paez Acts Bankruptcy — Creditors, The Debtor, And The Estate — Debtor’S Duties And Benefits — Exceptions To Discharge See more information ... Smart Summary Please sign up to generate summary. In re Stephanie Tru v. nne HAWKINS, Debtor, Ohio Uni OPINION PER CURIAM. Ohio University appeals the judgment of the Bankruptcy Appellate Panel (BAP) discharging Hawkins from a debt resulting from a judgment against her for breach of contract with the university. The BAP held that this debt and the resulting judgment did not meet the criteria for a loan or educational benefit that are excluded from discharge under 11 U.S.C. § 523(a)(8). We adopt the opinion of the BAP, which is reported at 317 B.R. 104, and affirm its judgment.