PER CURIAM.
The judgment is affirmed, substantially for the reasons expressed in Judge Payne's opinion of the Appellate Division, reported at 383 N.J.Super. 432, 892 A.2d 688 (2006).
For affirmance — Chief Justice ZAZZALI and Justices LONG, LaVECCHIA, ALBIN, WALLACE, RIVERA-SOTO, and HOENS — 7.
Opposed — None.