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HERMITAGE INSURANCE COMPANY, Appellant, v. TRANCE NITE CLUB, INC., Doing Business as IMAGE BAR LOUNGE, Respondent, et al., Defendant.

Ordered that the order and judgment is reversed, on the law and in the exercise of discretion, with costs, the motion is granted, and it is declared that the plaintiff is not obligated to defend and indemnify the defendant Trance Nite Club, Inc., doing business as Image Bar Lounge, in the underlying action entitled Hilton v Kelly, pending in the Supreme Court, Nassau County, under index No. 4791/05.

The Supreme Court improvidently exercised its discretion in denying the plaintiff's unopposed motion for leave to enter a default judgment against the defendant Trance Nite Club, Inc., doing business as Image Bar Lounge (hereinafter the insured). In support of its motion, the plaintiff submitted the affidavit of its claims examiner. That affidavit, which set forth the relevant language of the insurance policy issued by the plaintiff to the insured, was sufficient to show that the plaintiff was not obligated to defend and indemnify the insured in the underlying action. Since the defendants failed to oppose the motion, it should have been granted ( see CPLR 3215; Woodson v Mendon Leasing Corp., 100 NY2d 62, 70-71; Zino v Joab Taxi, Inc., 20 AD3d 521; see also Neuman v Zurich N. Am., 36 AD3d 601; cf. Fappiano v City of New York, 5 AD3d 627, 628-629).

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HERMITAGE v. TRANCE NITE
(May 29, 2007)