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In the Matter of STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Respondent, v. SANDRA NOBLE, Respondent. EMPIRE FIRE MARINE INSURANCE COMPANY, Proposed Additional Respondent-Appellant, et al., Proposed Additional Respondents.

Ordered that the order is affirmed, with costs.

On January 30, 2004, Sandra Noble, who was driving a vehicle insured by the petitioner, was involved in an accident with a vehicle owned by United Truck Van Car Rentals (hereinafter United). Noble then filed a claim with the appellant, which, she believed, insured United's vehicle. However, the appellant denied Noble's claim, asserting that it did not insure United's vehicle. When Noble demanded that the petitioner arbitrate a claim that she had submitted under her insurance policy for un-insured motorist benefits, the petitioner commenced the instant proceeding, seeking to permanently stay arbitration of that claim. After the petitioner provided certain evidence establishing, prima facie, that the appellant Empire Fire Marine Insurance Company insured United's vehicle at the time of the accident ( cf. Matter of Eagle Ins. Co. v Kapelevich, 307 AD2d 927; American Tr. Ins. Co. v Story, 260 AD2d 240), the matter proceeded to a hearing, where the appellant attempted to demonstrate that it had effectuated a nonrenewal with respect to United's vehicle, and that coverage terminated before the accident occurred ( see Matter of State Farm Mut. Auto. Ins. Co. v Yeglinski, 79 AD2d 1029). Contrary to the appellant's contention, the Supreme Court properly determined that the nonrenewal was not properly effectuated, and that the appellant did indeed insure United's vehicle at the time of the accident. Accordingly, the court correctly granted the petition and permanently stayed the arbitration.

The appellant's remaining contentions are without merit.

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STATE FARM MUT. v. NOBLE
(Nov 27, 2007)