Citation Codes Equivalent Citations citation codes Docket Number Case No. 07-12984-RGM. Acts Bankruptcy — Creditors, The Debtor, And The Estate — Debtor’S Duties And Benefits — Effect Of Discharge See more information ... Smart Summary Please sign up to generate summary. In re: LESLIE ANN BENSINGER, (Chapter 7), Debtor. MEMORANDUM OPINION ROBERT MAYER, Bankruptcy Judge THIS CASE is before the court on the debtor's motion to reaffirm an obligation with Branch Bank Trust Company. The debtor is represented by counsel who, pursuant to 11 U.S.C. § 524(c)(3), properly completed Part C of the reaffirmation agreement. He did not check the appropriate box at the top of page 1 indicating whether a presumption of undue hardship exists. See Official Form 240A. Part D, however, reflects that the debtor's monthly income exceeds her monthly expenses by more than the amount necessary to make the required payment on this reaffirmed debt. Therefore, no presumption of undue hardship arises. However, the income and expenses shown on Part D differ from the income and expenses shown on Schedules I and J. There is, however, no explanation of the differences as required by Interim Rule 4008. Thus, the court must set the matter for a hearing.