The Civil Court order is modified for the reasons stated in L.I. Community Medical, P.C. a/a/o Victoria Ramos v Allstate Insurance Company (___ Misc 3d ___, 2008 NY Slip Op _____ [No. 2006-1662 K C], decided herewith).
Weston Patterson, J.P., Golia and Rios, JJ., concur.