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Smart Summary

Structured Summary of the Opinion Concerning Section 60, Civil Procedure Code

Factual and Procedural Background

The dispute arose from an agreement (Ex. A) in which an employee of the Bezwada Municipality, drawing a salary of Rs. 100 per month, agreed with a creditor (the present decree-holder) that the creditor might take Rs. 15 per month out of the employee's salary in satisfaction of a decree the creditor had obtained. The written agreement purported to be a salary assignment deed and was relied upon by the decree-holder in the lower Court.

The decree-holder filed an execution petition in the lower Court seeking attachment of Rs. 15 per month from the judgment-debtor's salary. Notice was served on the judgment-debtor, but he did not appear in the lower Court. The learned Subordinate Judge, after proof of the agreement, held that the object of the agreement was opposed to public policy because Section 60 of the Civil Procedure Code prohibits attachment of the salary of persons receiving Rs. 100 and less than Rs. 100 per month; accordingly, an agreement in contravention of those statutory provisions could not be upheld.

The decree-holder filed this civil revision petition seeking to revise the lower Court's order refusing the execution relief.

The respondent did not have an advocate; Mr. Krishna Rao appeared as amicus curiae and placed authorities before the Court.

Legal Issues Presented

  1. Whether an arrangement (salary assignment deed) by which an employee drawing Rs. 100 per month agreed that a creditor may take Rs. 15 per month out of his salary is enforceable in law despite the prohibitions in Section 60 of the Civil Procedure Code and Section 6 of the Transfer of Property Act.
  2. Whether a judgment-debtor in the position of the respondent can waive the protection conferred by Section 60 of the Civil Procedure Code (i.e., whether the statutory protection is capable of being contracted out of or waived by the protected person).

Arguments of the Parties

Appellant / Decree-holder's Arguments (as presented)

  • The judgment-debtor could waive the protection conferred by Section 60 of the Civil Procedure Code, and therefore the written agreement (Ex. A) effecting an assignment of a portion of salary (Rs. 15 per month) was strictly enforceable.
  • Reliance was placed upon decisions of the Lahore High Court (Jagannath v. Alia Dad; Rajindar Kumar v. Chetanlal) which were said to permit attachment where the consent of the protected party had been obtained.

Respondent / Other Perspectives (as recorded)

  • The judgment-debtor did not appear in the lower Court and so did not actively present arguments in that Court. The Subordinate Judge found the agreement to be opposed to public policy and therefore unenforceable, applying Section 60 protections.
  • Amicus curiae (Mr. Krishna Rao) drew the Court's attention to authorities (including the Bombay High Court decision in Postmaster-General, Bombay v. Chenmal Mayachand and Privy Council treatment of related statutory protections) which took the view that statutory prohibitions based on public policy cannot be waived.

Table of Precedents Cited

Precedent Rule or Principle Cited For Application by the Court
Jagannath v. Alia Dad, A.I.R. 1939 Lah. 539 The Lahore High Court view that Section 60 imposes a prohibition against forcible attachment but that it may be open to a party to consent so as to permit attachment despite the section. Relied on by the decree-holder's counsel to argue that the judgment-debtor could waive Section 60; the Court noted this authority but did not follow it.
Rajindar Kumar v. Chetanlal, A.I.R. 1940 Lah. 65 A later Lahore decision following the same principle as Jagannath allowing attachment with consent of the protected party. Also relied upon by the decree-holder; the Court recorded this but did not accept the Lahore view.
Chittar Mal v. Mt. Bam Devi, A.I.R. 1935 Lah. 164 A two-Judge Bench decision of the Lahore High Court concerning agricultural land sought to be attached contrary to Section 60; part of the Lahore line of authority. Noted as part of the Lahore decisions that supported the waiver view; the Court distinguished and declined to follow the broader Lahore approach.
Postmaster-General, Bombay v. Chenmal Mayachand, I.L.R. (1941) Bom. 415 The Bombay High Court took the view (dissenting from the Lahore line) that prohibitions based on public policy (including assignments of salary/pension) cannot be contracted out of or waived by the protected person. The Court expressly followed the Bombay High Court decision and its reasoning that the rule of waiver does not apply where the prohibition is based on public policy.
Official Assignee of Madras v. E.Y. D'Silva, (1941) 2 M.L.J. 591 Considered whether an Official Assignee could intercept salary below the limit prescribed by Section 60; the judgment expressed doubt that law would permit interception below the attachable limit, on public grounds to ensure proper discharge of duty by a public servant. Referred to support the proposition that Section 60 protections rest on public policy and serve to protect public functioning, weighing against permitting attachment or waiver.
Ashutosh Sikdar v. Behari Lal Kirtunia, (1907) I.L.R. 35 Cal. 61 Holds that when a statutory provision is not based on public policy but intended solely for the private benefit of a class, the advantage conferred may be waived. Quoted to show the contrasting principle (waiver where no public policy is involved); the Court used the distinction to conclude Section 60 is not of that private-benefit character.
Grenfell v. The Dean and Canons of Windsor (1840) 2 Beav. 544 Lord Langdale's observation that public duties may make assignment of income objectionable as the public has an interest in the performance and preparedness of the office-holder. Quoted as doctrinal support for the proposition that assignments of salary/pension may be against public policy because of the public interest in proper performance of public office.
Gaekwar Baroda State Railway v. Hafiz Habib-ul-Haq, (1938) 2 M.L.J. 11 (P.C.) The Privy Council held that statutory provisions (Sections 86 and 87, Civil Procedure Code) which are imperative and serve public purposes cannot be waived in the manner suggested. The Court treated the Privy Council's pronouncement as strongly persuasive and applied its reasoning analogously to Section 60, holding that such statutory protections are imperative and cannot be waived.
Hunt v. Hunt, (1862) 4 De G. F. & J. 221 (referred in Ashutosh Sikdar) Expresses the maxim quilibet potest renunciare juri pro se introducto but also clarifies limits where duties to the public preclude renunciation. Referred to in the opinion quoted in Ashutosh Sikdar to illustrate the boundary of waiver principles; used by the Court to distinguish cases where waiver is permissible from those founded on public policy.

Court's Reasoning and Analysis

The Court proceeded by identifying the core legal question: whether Section 60 of the Civil Procedure Code — which prohibits attachment of certain low-paid salaries — represents a statutory protection grounded in public policy such that it cannot be waived by the protected person.

The Court reviewed two conflicting strands of authority: (a) Decisions of the Lahore High Court (Jagannath; Rajindar Kumar; Chittar Mal) which viewed Section 60 as imposing a prohibition against forcible attachment but allowed attachment where the consent of the protected person was obtained; and (b) A later decision of the Bombay High Court (Postmaster-General, Bombay v. Chenmal Mayachand) which dissented from the Lahore approach and held that prohibitions based on public policy (such as assignments of salaries/pensions) cannot be contracted out of or waived.

The Court examined doctrinal and adjudicative support for the proposition that salary and pension assignments are governed by public policy considerations — citing Halsbury's statement that public policy forbids assignments of pensions and salaries of public officers to preserve the dignity of office and ensure discharge of duties, and Lord Langdale's observation (Grenfell) that public interests in performance and preparedness make assignment objectionable.

The Court also considered decisions indicating the opposite rule where the statutory provision is not based on public policy but intended merely for the private benefit of a particular class (Ashutosh Sikdar). The Court accepted the distinction drawn in those authorities but concluded that Section 60 is of the former kind — it exists for public reasons and not merely private benefit.

The Privy Council decision in Gaekwar Baroda State Railway v. Hafiz Habib-ul-Haq was treated as particularly instructive: there the Privy Council concluded that statutory, imperative provisions (Sections 86 and 87, CPC) serving public purposes cannot be waived. The Court applied the same reasoning to Section 60 of the Civil Procedure Code.

On this basis the Court concluded that Section 60 is an imperative statutory protection grounded in public policy and therefore not susceptible to waiver by the protected person. Following the view of the Bombay High Court and the Privy Council precedent, the Court found that the lower Court's refusal to grant execution (attachment of Rs. 15 per month) was correct.

Holding and Implications

Holding: The civil revision petition is DISMISSED. The Court upheld the finding of the lower Court that the execution petition for attaching Rs. 15 per month out of the respondent's salary should not be granted because the statutory protection of Section 60, Civil Procedure Code, is founded on public policy and cannot be waived by the person it protects.

Implications:

  • Direct effect on the parties: The decree-holder's attempt to enforce the written salary assignment by execution is unsuccessful; attachment of Rs. 15 per month from the respondent's salary is refused.
  • Legal significance: The Court followed the reasoning of the Bombay High Court and the Privy Council in treating Section 60 as an imperative provision grounded in public policy that cannot be contracted out of or waived by the beneficiary. The opinion indicates adherence to existing authority rather than announcing a novel principle; it affirms that Section 60 protections are not simply private advantages that the protected person may relinquish.

This summary is prepared exclusively from the content of the provided opinion and does not add facts or authorities beyond those expressly cited in the opinion.

    Dupagunta Subramaniam (Petitioner), v. Govinda Petar Satyanadham And Another (S),

    1. An interesting question of law under Section 60, Civil Procedure Code arises for determination in this civil revision petition. Since the respondent was not represented by advocate, Mr. Krishna Rao was asked to assist the Court by appearing as amicus curicae and he has very kindly placed before the Court all the authorities relevant to the point involved in the case.:

    2. The question which the Court below had to decide was, whether an arrangement made by an employee of the Bezwada Municipality, who was drawing a salary of Rs. 100 a month, that his creditor who had obtained a decree against him may take Rs. 15 per month out of his salary in satisfaction of the decree, is. enforceable in law. The agreement between the parties was reduced to writing and Ex. A is the document that was relied on in the Court below. It professes to be a salary assignment deed which prima facie is opposed to the provisions of Section 6 of the Transfer of Property Act which prohibits assignment of salary or pension. In the body of the document, as already indicated, the creditor was given the power of collecting Rs. 15 a month out of the debtor's salary. To enforce this agreement, an execution petition was filed in the lower Court by the petitioner here, who is the decree-holder, for attaching Rs. 15 per month out of the Salary of the judgment-debtor who is the respondent here. Although notice was served on the judgment-debtor, he did not choose to appear in the Court below. The learned Subordinate Judge, however, has held that although the agreement was proved, the object of the agreement was opposed to public policy inasmuch as the provisions of Section 60 of the Civil Procedure Code which prohibit attachment of salary of persons getting a salary of Rs. 100 and less than Rs. 100 a month, are based upon public policy and therefore an "agreement in contravention of these provisions cannot be upheld by a Court of law.

    3. The decree-holder has filed this petition for revising the order and his learned Counsel, Mr. Appa Rao argues that it is open to a judgment-debtor in the position of the defendant to waive the right conferred on him by Section 60 and that therefore the agreement, Ex. A, is strictly enforceable in law. In support of this contention he relies upon two decisions of the Lahore High Court, The first is reported in Jagannath v. Alia Dad A.I.R. 1939 Lah. 539 and it was followed by a later decision reported in Rajindar Kumar v. Chetanlal A.I.R. 1940 Lah. 65. Both these decisions are of single Judges of that High Court who have followed the principle recognised in an earlier decision, of the same High Court reported in Chittar Mal v. Mt. Bam Devi A.I.R. 1935 Lah. 164 (1) which is a decision of a Bench of two Judges. That decision, however, related to agricultural land which was sought to be attached and sold contrary to the provisions of Section 60, of the Code. The view taken in Lahore is that Section 60 imposes a prohibition against forcible attachment of property and that it is open to a person who has obtained the consent of the party for whose protection provision is made in Section 60 to effect an attachment, contrary to the provisions of the section. Mr. Krishna Rao, the learned Counsel who appears as amicus curiae, invites the' attention of the Court to a recent decision of a Bench of the Bombay High Court reported in Postmaster-General', Bombay v. Chenmal Mayachand I.L.R. (1941) Bom. 415, in which the question has been fully considered and the view taken by the Lahore High Court has been dissented from. In the leading judgment reliance was placed upon a passage in Halsbury's Laws of England, Hailsham Edition, Vol. IV, page 471, Section 869:

    There are some choses in action which have never been assignable; and, broadly speaking, it may be said that the ground of their non-assign-ability is denoted by that comprehensive expression 'public policy'. Thus public policy forbids that effect should be given to assignments of pensions and salaries of public officers payable to them for the purpose of maintaining the dignity of their office or to assure a due discharge of its duties.

    The judgment goes on to state as follows:

    The question then is whether it is open to a person to contract himself out of these provisions or to waive their benefit. It is no doubt a general rule that anyone may renounce a law introduced for his own benefits But that rule applies only to rights and benefits of a personal and private nature created under an agreement or granted by law. There is a clear distinction between a contractual or a statutory right created in favour of a person for his own benefit and a right which is created on the ground of public interest and policy. The rule of waiver cannot apply to a prohibition based on public policy.

    Broomfield, J., in his concurring judgment says:

    If the privilege is purely personal, if the interests of third parties are not affected and in particular if there is no question) of public interest or policy, no doubt the maxim quitribet potest renunciare juri pro se introduction is good law. But where a privilege is conferred for reasons of public policy, it is very well settled that it cannot be waived.

    In a case which arose under the Presidency Towns Insolvency Act the Official Assignee of Madras v. E.Y. D'Silva, in dealing with the question whether the Official Assignee can intercept the salary of an official who draws a salary below the limit prescribed by section 60 of the code, Krishnaswami Aiyangar, J., states as follows See citation in (1941) 2 M.L.J. 591 at 594 : (1941) M.W.N. 899 at 900:

    I doubt whether the law will permit him to do so, for it seems to me that it is against the fundamental principle underlying Section 60 of the Insolvency Act and Section 60, Civil Procedure Code to allow him to seize any portion of an insolvent's salary which is below the attachable limit, as such a limit appears to my mind to have been fixed on public grounds to ensure the proper and efficient discharge of duty by a public servant.

    In the case reported in Ashutosh Sikdar v. Behari Lal Kirtunia (1907) I.L.R. 35 Cal. 61 at 74 Mookerjee, J., observes as follows at page 74:

    When the object of the statute has been determined, if the statutory provision is not based on grounds of public policy, and is intended only for the benefit of a particular person or class of persons, the conditions prescribed by the statute are not considered as indispensable and may be waived, because every one has a right to waive, and to agree to waive, the advantage of a law or rule made solely for the benefit and protection; of the individual in his private capacity, and which may be dispensed with without infringement of any public right or public policy. This rule is expressed by the maxim of law, quitrbet potest renunoiare juri pro se introducto; (Any one can renounce a law introduced for his own benefit)....As was pointed out by Lord Westbury in Hunt v. Hunt (1862) 4 De G. F. and J. 221 : 45 E.R. 1168 the words 'pro se' were introduced into the maxim, 'to show that no man can renounce a right of which his duty to the public and the claims of society forbid the renunciation'.

    In Mulla's Commentaries on Section 6 (f) of the Transfer of Property Act (Edition II, page 66), the learned author says:

    It is opposed to public policy that a public officer should transfer the salary of his office, for the salary is given; for the purpose of upholding its dignity and the proper performance of its duties.

    Then the case of Grenfell v. The Dean and Canons of Windsor (1840) 2 Beav. 544 : 48 E.E. 4292 is referred to and the following observations of Lord Langdale are quoted:

    There are various cases in which public duties are concerned, in which it may be against public policy, that the income arising for the performance of those duties should be assigned; and for this simple reason, because the public is interested not only in the performance front time to time of the duties, but also in the fit state of preparation of the party having to perform them.

    A similar question relating to the provisions of Sections 86 and 87, Civil Procedure Code came up before the Judicial Committee of the Privy Council in a case Gaekwar Baroda State Rod-way v. Hafiz Habib-ul-Haq (1938) 2 M.L.J. 11 : L.R. 65 LA. 182 : I.L.R. (1938) All. 601 (P.C.). There the question was whether H. H. the Gaekwar of Baroda could be said to have waived the provisions of these sections because there was no objection taken at the trial to the absence of a certificate signed by a secretary to the Government of India in token of the consent given by His Excellency the Governor-General. The suit was actually defended on the merits in the trial Court and evidence adduced on behalf of the Manager and Engineer in Chief of the State Railway but not on behalf of H.H. the Gaekwar of Baroda, who was the party against whom the suit was filed in reality though not in form. At page 6, 3, of the judgment their Lordships state as follows in dealing with, the contention that the objection must be deemed to have been waived:

    No one purported to appear in the suit on behalf of H.H. the Gaekwar of Baroda and there is no ground for saying that he waived his privilege. Further, as already pointed out, the previsions relating to this matter are statutory. They are contained in Sections 86 and 87, Civil Procedure Code, they are imperative and having regard to the public purposes which they serve, they cannot, in their 'Lordships' opinion, be waived in the manner suggested by the High Court.

    The provisions of Section 60, Civil Procedure Code, which are also imperative, are intended' to give protection to persons in the position of the respondent in the present case on grounds of public policy and not merely to confer a personal benefit upon them. I have no hesitation in following the decision of the Bombay High Court referred to above which is consistent with the principle laid down by their Lordships of the Privy Council in the case Gaekwar Baroda State Railway v. Hafiz Habib-ul-Haq (1938) 2 M.L.J. 11 : L.R. 65 LA. 182 : I.L.R. (1938) All. 601 (P.C.). In this view the finding of the Court below that the execution petition for attaching Rs. 15 out of the salary of the respondent should not be granted is correct and this civil revision petition must be dismissed.

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    Dupagunta Subramaniam (Petitioner), v. Govinda Petar Satyanadham And Another (S),
    (Dec 18, 1941)