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Smart Summary

Structured Summary of the Opinion

Factual and Procedural Background

The petitioner, a retired government servant, suffered heart attacks in 1985 and again in 1991 and was advised open heart surgery. On 14.12.1991 he approached the authorised medical attendant at Civil Hospital, Jalandhar and was advised further treatment at P.G.I., Chandigarh or CMC, Ludhiana because a Tread Mill Test showed ischemia. He wrote to the Secretary, Punjab Industries Department on 14.12.1991 (Annexure P/1) requesting permission for treatment at private hospitals approved by the Punjab Government.

The petitioner's condition deteriorated; on 14.1.1992 the Civil Surgeon issued sanction for investigation at P.G.I., Chandigarh rather than forwarding the case to respondent No. 4 for the Medical Board. On 23.1.1992 the petitioner asked respondent No. 4 to place his case before the Medical Board for permission to get treated at Escorts Heart Institute and Research Centre, New Delhi.

The petitioner's condition worsened on 29.1.1992; he was advised to proceed immediately to Delhi for open heart surgery. He informed respondent No. 4 by letter dated 1.2.1992 that he was proceeding in anticipation of approval. He was admitted in Delhi on 2.2.1992, diagnosed with severe triple vessel disease, operated upon on 5.2.1992, discharged on 17.2.1992, and had subsequent admissions in June 1992.

The petitioner submitted a claim for reimbursement and sought ex post facto sanction. Respondent No. 4 wrote on 3.2.1993 that the case had not been received by him and if received before 11.2.1993 it would be placed before the Medical Board. Respondent No. 2 forwarded the claim to respondent No. 4 on 3.6.1993 recommending placement before the Medical Board, but later rejected the claim without giving the petitioner an opportunity of hearing. Respondent No. 1 also recommended the case for ex post facto approval in a letter (Annexure P-10). The petitioner challenged the rejection as illegal and unconstitutional and sought reimbursement with 18% interest.

Legal Issues Presented

  1. Whether the petitioner can be reimbursed for the medical treatment taken in a private hospital (Escorts Heart Institute and Research Centre, New Delhi).
  2. Whether the petitioner can be refused ex post facto permission by the Medical Board when he was not in a position to wait because of the need for immediate open heart surgery.

Arguments of the Parties

Petitioner's Arguments

  • The petitioner contended that Escorts Heart Institute and Research Centre, New Delhi, was recognised by the Government for treatment of heart diseases for employees, pensioners and their dependents of the State of Punjab, and therefore he was entitled to reimbursement for treatment taken there.
  • The petitioner also argued that because his condition required immediate surgery he could not wait for prior approval from the Medical Board, and thus ex post facto approval should be granted.
  • He relied on a Division Bench decision (Sadhu R. Pall v. State of Punjab and Ors., C.W.P. No. 13493 of 1992) which recognised Escorts as duly approved for heart treatment.

Respondents' Arguments

  • Respondents contended that Pruthi Hospital, Jalandhar (where the petitioner was initially examined) is a private hospital not recognised by the Government for such treatment.
  • They argued prior permission of the Medical Board was not obtained for treatment outside the State, which was required by Government instructions.
  • Although Civil Surgeon referred the petitioner to P.G.I., the petitioner chose Escorts of his own accord contrary to State instructions and thus violated rules requiring prior approval for treatment outside the State in a private hospital.
  • They stated that even though respondent No. 1 recommended ex post facto approval, the Medical Board rejected the case observing similar treatment was available at cheaper cost at P.G.I., Chandigarh and A.I.I.M.S., New Delhi; hence the petitioner was not entitled to reimbursement.

Table of Precedents Cited

Precedent Rule or Principle Cited For Application by the Court
Sadhu R. Pall v. State of Punjab and Ors., C.W.P. No. 13493 of 1992 Held that Escorts Heart Institute & Research Centre, New Delhi was duly recognised for treatment of heart problems and respondents' plea to the contrary was unsustainable. The court relied on this decision to establish that the petitioner was entitled to reimbursement for treatment at Escorts if prior permission of the Medical Board had been obtained; it supported the proposition that Escorts was a recognized institution for purposes of reimbursement.
Dr. Prem Nath Garg v. State of Punjab, C.W.P. 16145 of 1992 Established that a written waiver by a petitioner (promising not to seek reimbursement) does not estop him from claiming reimbursement if the rules (statutory in nature) permit it; there is no estoppel against a statute. The court used this principle to reject any argument by the State based on estoppel or procedural irregularity where emergency treatment was necessary. The opinion noted the present petitioner was in a stronger position because he had not given any written waiver.

Court's Reasoning and Analysis

The court proceeded in two stages corresponding to the two issues raised.

First, on entitlement to reimbursement for treatment at Escorts: the court accepted the petitioner's contention (and noted the respondents' admission in the written statement) that Escorts Heart Institute & Research Centre, New Delhi was recognised by the Government for treatment of heart diseases for employees, pensioners and dependents. The court relied on the Division Bench decision in Sadhu R. Pall (supra) which had held that the respondents' plea denying recognition of Escorts was unsustainable. On that basis the court concluded that, subject to the requirement of prior permission from the Medical Board, treatment at Escorts qualified for reimbursement.

Second, on ex post facto permission: the court distinguished ordinary (non-emergency) cases from emergency situations where a patient cannot wait for procedural formalities. The court reasoned that had the petitioner delayed treatment to complete prior approval formalities, his survival might have been jeopardised. The court found persuasive the Division Bench decision in Dr. Prem Nath Garg (supra) which held that a petitioner cannot be estopped from claiming reimbursement against statutory rules and that denying a genuine claim in a welfare State is inappropriate. The court noted that here the petitioner had not given any written waiver (unlike the petitioner in Prem Nath Garg), putting his case on a stronger footing.

The court observed that aside from the lack of prior Medical Board approval, the State had no other substantive defence: Escorts was recognised and treatment was necessitated by an emergency. Accordingly, refusing reimbursement solely because prior permission was not obtained was held to be unjustified, harsh and inhuman under the circumstances.

Holding and Implications

Holding: The petition succeeds. The court directed the respondents to reimburse the petitioner the medical expenses incurred for the open heart surgery at Escorts Heart Institute & Research Centre, New Delhi, and awarded interest at the rate of 18% per annum on the reimbursed amount from the date the petitioner underwent treatment until payment.

Implications:

  • This decision directly affects the parties by ordering reimbursement with interest to the petitioner and overruling the respondents' rejection of the claim based on absence of prior Medical Board approval in an emergency.
  • The opinion relied on existing Division Bench precedents to reach its conclusion; the text does not state that the court intended to create any new, broad legal precedent beyond the decision's application to the facts of this case.

End of summary based exclusively on the provided opinion.

    K.L Kohli v. State Of Punjab And Others

    1. Two questions arise for our consideration in this writ petition are (i) whether the petitioner can be reimbursed for the medical treatment taken in a private hospital and (ii) whether the petitioner can be refused expost-facto permission by the Medical Board when he was not in a position to wait because of the need of immediate open heart surgery.

    2. The petitioner is a retired Government servant and he had suffered heart attack in the year 1985 and again in the year 1991 he developed the same problem. He was advised open heart surgery. He approached the authorised medical attendant at the Civil Hospital, Jalandhar on 14.12.1991 and was advised to get further treatment of heart at P.G.I. Chandigarh or CMC. Ludhiana because the Tread Mill Test had revealed TMT positive for Ischemia. The petitioner, therefore, vide letter written to the Secretary to Government, Punjab, Industries Department Annexure P/1 requested for permission for medical treatment at private hospitals approved by the Punjab Government (Health Department). Thereafter the condition of the petitioner deteriorated and, therefore, on 14.1.1992 he approached the Civil Surgeon who issued sanction for further investigation at P.G.I. Chandigarh instead of forwarding the case to respondent No. 4 for placing it before the Medical Board. On 23.1.1992 the petitioner approached respondent No. 4 directly and requested him to place his case before the Medical Board for permission for medical treatment at Escorts Heart Institute and Research Centre, New Delhi.

    3. The condition of the petitioner further deteriorated on 29.1.1992 and he got himself examined from Purthi Hospital, Jalandhar and he was advised to proceed immediately for Delhi for open heart surgery in order to save his life. Having left with no option, the petitioner proceeded for Delhi in a serious condition and was admitted in emergency on 2.2.1992. However, before proceeding to Delhi, the petitioner informed respondent No. 4 vide letter dated 1.2.1992 that because of deterioration of his health he was proceeding to Escorts Heart Institute and Research Centre, New Delhi in anticipation of approval of respondent No. 4. On 2.2.1992, the petitioner's was diagnosed as a case of severe triple vessel disease and was advised immediate surgery, and he was operated upon on 5.2.1992 and discharged on 17.2.1992. He was further advised to stay at Delhi for 10 days for further check up. Thereafter also he was advised to report for cardiological check up after two months. The petitioner was admitted in the said hospital on 21.6.1992 again, and remained under observation upto 25.6.1992.

    4. The petitioner thereafter submitted his claim for reimbursement of expenses incurred by him and requested respondent No. 4 for ex-post facto sanction for the medical expenses incurred by him at New Delhi. Respondent No. 4 wrote a letter dated 3.2.1993 informing the petitioner that his case was not received by him and if it was received by them before 11.2.1993, it will be placed before the Medical Board on the same date.

    5. Respondent No. 2 forwarded the claim of the petitioner to respondent No. 4 vide its letter dated 3.6.1993, strongly recommending that the case of the petitioner be placed before the Medical Board for ex-post facto approval. However, respondent No. 2 rejected the claim of the petitioner without giving him an opportunity of being heard. Respondent No. 2 thereafter informed the petitioner by sending a copy of letter dated 28.7.1993 stating therein that the petitioner was not officially referred to the said institute and he could have undergone the same treatment at a much cheaper cost in P.G.I., Chandigarh or All India Institute of Medical Sciences, New Delhi. Respondent No. 1 vide its letter, Annexure P-10 addressed to respondent No. 4 again recommended the case of the petitioner stating therein that the petitioner had taken the treatment at Escorts Heart Institute and Research Centre, New Delhi in emergent circumstances and had not obtained the prior approval of the Medical Board, and in the said circumstances requested that the case may be put up again before the Medical Board for ex-post facto approval. The action of the respondents in rejecting the claim of the petitioner is contended to be illegal, unconstitutional, unfair and is liable to be quashed. Hence is this petition, for the reimbursement of the medical treatment expenses incurred by the petitioner with interest @ 18% per annum.

    6. Respondents have contested the claim of the petitioner in the written statement filed by them. Their contention is that Pruthi Hospital, Jalandhar is a private hospital and the same is not recognised by the Government for the treatment of such diseases. They contended that the prior permission of the Medical Board was not obtained for taking treatment outside the State. It is also contended by them that though the case of the petitioner was referred by Civil Surgeon. Jalandhar to P.G.I. for further investigation, He got his treatment from the Escorts Heart Institute and Research Centre, New Delhi at his own will which was contrary to the State Government's instructions. Therefore, the petitioner violated the Government instructions vide which he was required to get prior approval of the Medical Board for treatment outside the State in a private hospital. They also contend that though the case for ex-post facto approval for the medical treatment undergone by the petitioner in Escorts Heart Institute and Research Centre, New Delhi was recommended by respondent No. 1, it was put up before the Medical Board, who rejected the case of the petitioner with the remarks that the similar treatment was available at a much cheaper cost at P.G.I., Chandigarh and A.I.I.M.S., New Delhi. They further contend that treatment from the Medical Institute/Hospital or institutions outside the State can only be reimbursed if it was with the prior permission of the Medical Board constituted for the purpose, and hence, the petitioner is not entitled for medical reimbursement.

    7. We have heard learned counsel for the parties.

    8. Regarding the treatment which the petitioner has taken at private hospital i.e. Escorts Heart Institute and Research Centre, New Delhi, it has been alleged by the petitioner that according to the policy of the Government, the said Institute at New Delhi is duly recognised for treatment of heart diseases for the employees, pensioners, and their dependents in the State of Punjab. In the written statement, this contention is admitted by the respondents but it is contended that the treatment from the hospital/institution outside the State can only be got with the prior permission of the Medical Board constituted for the purpose. The learned counsel for the petitioner drew our attention to an earlier decision of a Division Beach in case of Sadhu R. Pall v. State of Punjab and Ors., C.W.P. No. 13493 of 1992, in which it has been held by the Division Bench that

    "we cannot restrain ourselves from observing that respondents plea is not only unsustainable but is totally bereft of any plausible reason. The plea does not merit consideration in view of the admitted fact to the effect that Escorts Heart Institute & Research Centre, New Delhi was duly recognised for treatment of heart problems."
    Therefore, it is clear that the petitioner was entitled to be reimbursed for the treatment he received at the Escorts Heart Institute and Research Centre, New Delhi if the prior permission of the Medical Board constituted for this purpose was obtained. Therefore, the first point in this case has to be answered in affirmative.

    9. This takes us to the consideration of the second point i.e. whether the petitioner could be granted ex post facto permission or not. The treatment which a Government servant is required to take in these types of cases differs from the ordinary treatment which is required to be taken when there is no emergency. The time will wait for no one and if the petitioner had delayed the treatment which he needed for the completion of formalities of the prior permission of the Medical Board, there was possibility that he would not have survived, for receiving such treatment. In the case of Dr. Prem Nath Garg v. State of Punjab, C.W.P. 16145 of 1992, the petitioner was required to go abroad for double heart surgery. The Government initially did not grant him permission to go abroad for the same and it was only when he had given in writing that he would not claim Medical reimbursement, that the Government revised its decision and granted the necessary permission. The contention raised by the Government in that case was that this amounted to estoppel on the part of the petitioner and even if reimbursement might be permissible under the rules and regulations, the petitioner was not entitled to the same. The Division Bench of this court observed in that case that

    "if the medical reimbursement rules, which are statutory in nature, and having been made under Article 309 of the Constitution, permit the petitioner to claim medical reimbursement, the mere fact that the petitioner had given in writing for the purpose of seeking permission to go abroad, that he would not claim reimbursement, would not amount to estoppel on this part, as there is no estoppel against a statute. Otherwise also, in a welfare State, governed by the rule of law, to deny a just and genuine claim of a Government servant does not bring any credit to the State."
    Therefore, in that case the petitioner had gone abroad after giving in writing as aforesaid but the Division Bench of this Court has held that the said petitioner was entitled to get the expenses reimbursed. The case of the present petition stands on a better footing because he has not given in writing as the petitioner in the case of DR. Prem Nath Garg (Supra) had.

    10. Here in the present case, the Escorts Heart Institute and Research Centre, New Delhi was recognised and except that the prior approval of the Medical Board was not obtained, there remains no other defence to the Government. It would be harsh, cruel and inhuman to ask a person, facing death ahead, to wait for the procedural formalities of the Government. In view of these circumstances, we find that rejection of the claim of the petitioner for want of prior permission of the Medical Board was not justified.

    11. As a result the petition succeeds and we direct the respondents to reimburse the medical expenses incurred by the petitioner for open heart surgery. The petitioner is also held entitled for the interest at the rate of 18% per annum over the reimbursed amount from the date he under-went the treatment till the amount is paid.

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    K.L Kohli v. State Of Punjab And Others
    (May 10, 1995)