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Smart Summary

Structured Summary of the Opinion (Manmohan Sarin, J.)

Factual and Procedural Background

The petitioner is a retired Additional District and Sessions Judge, Delhi. He was compulsorily retired on 1.6.1993 and challenged that retirement by writ petition No. 4354/93. The Division Bench allowed the writ petition on 18.2.2000 and held that the petitioner continued in service with consequential benefits until his superannuation on 31.8.1998.

The petitioner applied for membership of the Delhi Government Health Scheme (DGHS) by letter dated 14.10.1999, stating his basic scale at the time of retirement as Rs. 5,700 per month, and requested issuance of the health card. The application was received but was not processed initially because the petitioner had not been drawing pension; endorsement indicated pension papers were awaited. On 20.1.2000 the Executive Officer allowed the application, required a subscription of Rs. 600, which was deposited on 22.1.2000, and the card was prepared and issued on 24.1.2000.

The medical treatment at issue is an angioplasty with stent performed at the Escorts Heart Institute and Research Centre (EHIRC) during 19–23 October 1999. The petitioner claimed medical reimbursement of Rs. 2,00,239/-. Respondents rejected the claim by orders dated 13.5.2000 and 24.7.2000 on the ground that the petitioner was not a member of the DGHS when treatment was received and that membership was prospective effective only from the date of subscription tendered.

Respondents also took the position that the petitioner had been referred to Sir Ganga Ram Hospital in June 1999 and advised angioplasty then, that EHIRC was not an empanelled hospital at that time, and that the treatment was not an emergency. The petitioner contended that he had applied for the health card prior to treatment, that any delay in processing the application was caused by respondents' office, and that the angioplasty on 19.10.1999 was an emergency/life-saving measure (supported by an essentiality certificate dated 22.4.2003). The petitioner limited his claim to the amount processed under CSMA rules: Rs. 1,13,950/-.

Legal Issues Presented

  1. Whether the petitioner had done all that was required to obtain membership of the Delhi Government Health Scheme and whether entitlement to benefits could be denied on account of non-drawal of pension when the fact of retirement was on record.
  2. Whether the benefit under the DGHS can be given retrospectively for treatment received before the subscription was tendered, in light of the departmental clarification that benefits are prospective from the date of subscription.
  3. Whether prior advice for angioplasty (from Sir Ganga Ram Hospital in June 1999), attendance at non-empanelled hospital (EHIRC) and lack of prior reference or permission disentitle the petitioner to reimbursement, particularly when the treatment is said to have been emergency/life-saving.

Arguments of the Parties

Petitioner's Arguments

  • He had applied for issuance of the health card on 14.10.1999 and was told it would be issued; he was not informed of any further formalities required from him.
  • Delay in issuing the challan and processing the application was caused by respondents' office; he should not suffer for administrative delay.
  • He did not draw pension during the pendency of his writ petition challenging compulsory retirement; that circumstance explained non-payment of pension and should not prevent membership processing.
  • The angioplasty performed on 19.10.1999 was a life-saving emergency (supported by an essentiality certificate dated 22.4.2003), and prior advice to attempt medical therapy does not displace the emergency that later arose.
  • He confined his claim to the amount processed under CSMA Rules: Rs. 1,13,950/-.

Respondents' Arguments

  • When treatment was received (19–23 October 1999), the petitioner was not a member of the DGHS; subscription was tendered only on 22.1.2000 and card issued on 24.1.2000, so reimbursement is not payable.
  • The departmental clarification F.27(9)/97-M&PH/7865 dated 28.3.2002 states that reimbursement is prospective and payable only if the claimant is a member, with benefits effective from the date subscription is tendered; retrospective benefit is not permissible.
  • The petitioner had been referred to Sir Ganga Ram Hospital in June 1999 and advised angioplasty then; he did not get it done at that time, and there was no reference to EHIRC for treatment. The EHIRC was not an empanelled hospital at the time of the procedure. The timing of the petitioner's application for membership just before planned treatment suggested lack of an emergency.

Table of Precedents Cited

No precedents were cited in the provided opinion.

Court's Reasoning and Analysis

The court first addressed whether the petitioner had satisfied the requirements to obtain membership of the DGHS. It noted that the petitioner had submitted an application on 14.10.1999 and that his eligibility for membership was not disputed. The court found that the only reason the membership was not processed earlier was the petitioner's non-drawal of pension during the pendency of his writ petition; that non-drawal was explained by the ongoing challenge to his compulsory retirement, and the fact of retirement was on record. The court concluded that withholding membership for that reason was not tenable and that the petitioner had done all that was required of him to obtain membership.

Next, the court examined the departmental clarification (F.27(9)/97-M&PH/7865 dated 28.3.2002) relied upon by respondents, which states that benefits under the DGHS are prospective and effective only from the date of subscription tendered and that no retrospective benefits are permissible. The clarification also indicates that the subscription amount is to be recovered from the date of application for membership. The court read this to mean that recovery (and hence membership benefits) should be linked to the date of application, and, in the circumstances of the case where membership was wrongfully withheld for extraneous reasons, the petitioner was entitled to benefit from the date of his application.

On the contention that the petitioner had earlier been advised angioplasty (Sir Ganga Ram Hospital, June 1999) and that treatment at EHIRC without reference or while EHIRC was not empanelled disentitled him to reimbursement, the court rejected the submission. It observed that for cardiovascular disease patients it is natural to attempt conservative treatment before invasive procedures and that emergent deterioration is not unusual in cardiac disease. The court accepted the petitioner's account of sudden deterioration on 19.10.1999 and found no reason to disbelieve the essentiality certificate and certifications from EHIRC's cardiologist indicating life-saving treatment. Further, even if EHIRC was not empanelled at the relevant time or treatment was received without prior government reference, the court held the petitioner would still be entitled to reimbursement as per the CSMA Attendant Rules and rates.

Finally, on the issue of quantum, the petitioner, rather than contesting rates, confined his claim to the amount processed by respondents under CSMA Rules: Rs. 1,13,950/-. The court accepted this concession and directed reimbursement of that amount.

Holding and Implications

Holding: The writ petition is allowed. A writ of mandamus was issued directing respondents to reimburse the petitioner Rs. 1,13,950/- (Rupees One Lac Thirteen Thousand Nine Hundred Fifty only) within two months, failing which respondents are liable to pay interest at 9% on that amount until payment.

Implications:

  • Direct effect on the parties: Respondents must reimburse the petitioner Rs. 1,13,950/- within two months and pay 9% interest thereafter until payment, if payment is not made within the stipulated period. The petitioner is held to have been eligible for membership and entitled to benefits from the date of his application because membership had been wrongfully withheld.
  • No broader precedent was expressly stated by the court in this opinion beyond application of the departmental clarification and acceptance that wrongful withholding of membership entitles the applicant to the benefits from the date of application. The opinion does not state that it establishes a new or general rule of law beyond the facts adjudicated.

This summary is confined to, and faithful to, the statements and findings contained in the provided opinion text; no information has been added beyond that text.

    Mahendra Pal v. Union Of India & Ors

    Manmohan Sarin, J.:— Petitioner, a retired Addl. District and Sessions, Delhi by this petition seeks a writ of certiorari, quashing orders dated 13.5.2000 and 24.7.2000, rejecting his claim for medical reimbursement. Petitioner seeks a writ of mandamus directing respondents to sanction and release his medical claim of Rs. 2,00,239/- (Rupees Two lacs two thirty nine only). Petitioner's claim for reimbursement of medical expenses relates to the angioplasty with a stent being fixed at the Escorts Heart Institute and Research Centre (hereinafter referred to as the EHIRC) during 19th to 23rd October, 1999.

    2. Petitioner had been compulsorily retired by Delhi High Court on 1.6.1993 Petitioner challenged the said order by way of a writ petition bearing No. 4354/93. The Division Bench allowed the writ petition on 18.2.2000 As a result of the writ petition being allowed, it was held that the petitioner continued in service with all consequential benefits till the date of his superannuation i.e 31.8.1998

    3. Petitioner applied for becoming member of the Scheme providing medical facilities to the employees/pensioners of Delhi Government, vide his letter dated 14.10.1999 Petitioner notified his basic scale of pay as 5,700/- per month at the time of retirement. He requested for issuance of the health card. The application was duly received by the respondent, Competent Authority. Respondents noted that the officer (petitioner) had not been drawing pension for the reasons not known and approval was sought for issuance of medical card. It appears that the application was not processed, since the petitioner had not been drawing pension, though the factum of retirement was on record, on account of endorsement made on 3.6.1993 Pension papers were being awaited for processing the application. Subsequently on 20.1.2000, the Executive Officer allowed the application and required the subscription amount of Rs. 600/- to be deposited. The petitioner's case is that after his compulsory retirement, on account of writ petition filed challenging his compulsory retirement in which he ultimately succeeded, he had in the interegnum not drawn pension.

    4. Be that as it may, even when subsequently on 20.1.2000, the membership of the Health Scheme was granted to the petitioner, it was done prior to the disbursement of pension to the petitioner. Petitioner's claim for pension was made only subsequent to the judgment of Division Bench allowing writ petition.

    5. Petitioner's claim for reimbursement has been denied by respondents on the ground that when the treatment was received, petitioner was not a member of the Health Scheme and he became member of the health scheme, when the subscription was deposited on 22.1.2000 and the card was prepared and issued on 24.1.2000

    6. On merits, respondent No. 4 in the counter affidavit has taken the position that the petitioner had been referred to Sir Ganga Ram Hospital in June, 1999. He had been advised angioplasty, but he did not get the angioplasty done. It is claimed that there was no reference made to the EHIRC for treatment. It is contended that this was not a case of an emergency. Petitioner after angiography in June, 1999 had been advised angioplasty. At that time EHIRC was not an empanelled hospital.

    7. As per the clarification No. F.27(9)/97-M&PH/7865 dated 28.3.2002, Annexure R-4/1, issued by Health ad Family Welfare Department, Delhi Government, the reimbursement was to be made only in case, claimant was a member of the Delhi Government Health Scheme and it was prospective. Simply because of tendering of subscription amount later, petitioner could not be given benefit with retrospective effect. It was averred that the prescription issued by Escorts Heart Institute and Research Centre, Annexure R-2, would show that the petitioner had been attending hospital with complaint of recurrent synoscope since 1996, with diabetes mellitus since three years with history of pain in back, sweating and blurring of vision since June, 1999. In short, the submission is that the petitioner was not a member of the Health Scheme when he received the treatment. Petitioner had been ailing and had gone to EHIRC, without reference or prior permission. He was diagnosed as a case of Inferior Wall Myocardial Infarction in June, 1999, but did not receive treatment. The treatment at EHIRC was not an emergent one.

    8. Lastly learned counsel for respondents submitted that the petitioner sought membership of the claim just before he had planned to have his treatment which shows that there was no emergency.

    9. Petitioner's case on the other hand is that he had duly applied for the issuance of the health card. Petitioner was told that he would be issued the same in the due course. Petitioner was never notified of any formality required to be completed by the petitioner. He was only required to make the deposit of subscription amount when called upon, which he did. In fact it were the respondents who had, for totally untenable reasons, not processed the petitioner's application and issued the challan. Petitioner should not be made to suffer on account of delay caused by the office of District and Sessions Judge, Delhi. Petitioner placed reliance on the essentiality certificate dated 22.4.2003, which shows that the petitioner underwent angioplasty as a life saving measure. Regarding the angioplasty being advised by Sir Ganga Ram Hospital in June, 1999, it is urged that prior to going in for angioplasty or bye-pass surgery or any of the invasive procedure, it is but natural for a patient to attempt treatment by medicines.

    10. Petitioner had also consulted Dr. R.K Karoli, former Head of the Cardiology Department, Dr. R.M.L Hospital and got other tests such as Thalium done. Since his condition did not improve and on 19.10.1999 it deteriorated all of a sudden, he had to be rushed to EHIRC.

    11. Having noted the factual matrix, respective contentions and examined the documents produced on record, the first question to be considered is whether the petitioner had done all that was required for obtaining the membership? The petitioner had duly submitted his application on 14.10.1999 The factum of petitioner being eligible for membership is not disputed. From the record it appears that the only reason, the membership was not processed by the respondents is the non drawl of pension by the petitioner. Petitioner has a tenable explanation for the same. On account of his challenge to the compulsory retirement order in writ petition, he had not drawn the pension. The factum of retirement was on record. The petitioner's case for membership could not have been held back for non-payment of pension. Respondents had been notified of the basic scale of pay and subscription payable could be informed to the petitioner. In any case, it was processed prior to petitioner submitting the papers for pension. Hence it is held that the petitioner was eligible for membership and had done all that was required of him to obtain the membership. The benefit cannot be denied in case the membership has been wrongfully withheld.

    12. Coming to the clarification on which reliance is placed at page 77 it would be useful to reproduce the same:—

    Whether the contribution for the Scheme is to be recovered from 1.4.1997 or from the date application by the govt. official for enrolment as member of the Scheme?

    Delhi Government Health Scheme is optional for the employees of GNCTD, since the reimbursement is made only in case the individual is a member DGHS and is only prospectively effective from the date one tenders his/her subscription amount and no benefit is extended whatsoever from retrospective effect, it has been decided that subscription amount shall be recovered from the employees from the date they apply for becoming the member of DGHS.

    Who can become member of the Scheme?

    The Scheme is not applicable to employees who are entitled for any other medical allowance/medical facilities. Otherwise all employees of GNCTD may become the member of the Scheme.

    13. The clarification is to the effect that benefit under the Scheme is prospective and from the date subscription is tendered. Benefit is not to be with retrospective effect. The clarification also mentions that “It has been decided that subscription amount shall be recovered from the employees from the date they apply for becoming the member of DGHS.” This would tend to show that recovery has to be from the date of application. It is also indicated that the subscription amount is to be recovered either from the pay or pension as the case may be. In the instant case the membership has been withheld for reasons which are extraneous and not tenable. Hence petitioner is entitled to the benefit from the date of his application.

    14. There is also no merit in the objection that since the petitioner had been referred to Sir Ganga Ram Hospital in June, 1999 and had been advised angioplasty and having failed to get the same done would disentitle him to the claim for reimbursement. For a person suffering from cardiovascular disease, the natural instinct of the patient is to avoid cardiac invasive procedures and try conventional treatment. This is what the petitioner did. Petitioner's case is that on 19.10.1999, his condition deteriorated and emergency treatment had to be given. The EHIRC and its renowned cardiologist have so certified. In cardiac disease, an emergent situation arising is not unusual. There is no reason to disbelieve the petitioner simply because he had been a patient of cardiovascular disease or had earlier been advised angioplasty. These are no grounds which would disentitle the petitioner from receiving the health benefits which are integral to right to life. EHIRC happens to be an empanelled hospital presently. Even if at the relevant time, it was not an empanelled hospital as urged by the respondent and treatment had been received there without reference by the government official, the petitioner would be entitled to reimbursement of medical expenses, in any case, as per the CSMA Attendant Rules and rates.

    15. Learned counsel for the petitioner on instructions Submits that rather that joining issue on this score and even though in a number of cases in emergency treatment, reimbursement has been given of the expenses incurred at EHIRC rates, petitioner confines the claim for reimbursement to the amount as processed by the respondents under the CSMA Rules which, from documents on record, was Rs. 1,13,950/-.

    16. Accordingly, the writ petition is allowed and writ of mandamus shall issue to respondents to reimburse the amount of Rs. 1,13,950/- (Rupees One Lac Thirteen Thousand Nine Hundred Fifty only) as claimed by the petitioner within two months from today failing which they shall be liable to pay interest at the rate of 9% on the said amount till the date of payment.

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    Mahendra Pal v. Union Of India & Ors
    (Jan 20, 2005)