Mass. Gen. Laws ch. 183C § 7 : REAL AND PERSONAL PROPERTY AND DOMESTIC RELATIONS — TO REAL PROPERTY — PREDATORY HOME LOAN PRACTICES — Increase in interest rate after default TEXT PDF A high-cost home mortgage loan shall not contain a provision that increases the interest rate after default. This section shall not apply to interest rate changes in a variable rate loan otherwise consistent with the home loan documents provided that the change in the interest rate is not triggered by the event of default or the acceleration of indebtedness. Mass. Gen. Laws ch. 183C, § 7 Added by Acts 2004, c. 268,§ 6, eff. 11/7/2004.