Mass. Gen. Laws ch. 183C § 5 : REAL AND PERSONAL PROPERTY AND DOMESTIC RELATIONS — TO REAL PROPERTY — PREDATORY HOME LOAN PRACTICES — Prepayment TEXT PDF A high-cost home mortgage loan shall not contain any provision for prepayment fees or penalties. Mass. Gen. Laws ch. 183C, § 5 Added by Acts 2004, c. 268,§ 6, eff. 11/7/2004.