N.J. Stat. § 17:3B-4 : — CORPORATIONS AND INSTITUTIONS FOR FINANCE AND INSURANCETRUTH IN LENDING; INCONSISTENT STATE PROVISIONS —4 - Short title TEXT PDF This act shall be known and may be cited as the "Market Rate Consumer Loan Act." N.J.S. § 17:3B-4 L.1985, c.81, s.1, eff. 3/14/1985.