Cal. Ins. Code § 12401.2 : CALIFORNIA INSURANCE CODE — CLASSES OF INSURANCE — INSURANCE COVERING LAND — TITLE INSURANCE — RATE FILING AND REGULATION — Classifications of coverages and services established TEXT PDF Every title insurer, underwritten title company and controlled escrow company shall establish basic classifications of coverages and services to be used as the basis for determining rates. Ca. Ins. Code § 12401.2 Added by Stats. 1973, Ch. 1130.