N.J. Stat. § 12A:4A-102 : — COMMERCIAL TRANSACTIONSChapter 12A:4A —102 - Subject matter TEXT PDF Except as otherwise provided in section 12A:4A-108, this chapter applies to funds transfers defined in section 12A:4A-104. N.J.S. § 12A:4A-102 L.1994, c.114, s.2.