Fla. Stat. § 673.3011 : COMMERCIAL RELATIONS — UNIFORM COMMERCIAL CODE: NEGOTIABLE INSTRUMENTS — ENFORCEMENT OF INSTRUMENTS — Person entitled to enforce instrument TEXT PDF The term "person entitled to enforce" an instrument means: (1) The holder of the instrument; (2) A nonholder in possession of the instrument who has the rights of a holder; or (3) A person not in possession of the instrument who is entitled to enforce the instrument pursuant to s. 673.3091 or s. 673.4181(4). A person may be a person entitled to enforce the instrument even though the person is not the owner of the instrument or is in wrongful possession of the instrument. Fla. Stat. § 673.3011 s. 2, ch. 92-82.