Cal. Civil Code § 1788.14 : Fair Debt Collection Practices — California Civil Code — Obligations — Debt Collector Responsibilities — Obtaining affirmation from debtor; collecting debt collector's fee or other charge for services; communicating with debtor after attorney hired Date: 14 Sep 2016 TEXT PDF Current through the 2016 Legislative Session No debt collector shall collect or attempt to collect a consumer debt by means of the following practices: (a) Obtaining an affirmation from a debtor of a consumer debt which has been discharged in bankruptcy, without clearly and conspicuously disclosing to the debtor, in writing, at the time such affirmation is sought, the fact that the debtor is not legally obligated to make such affirmation; (b) Collecting or attempting to collect from the debtor the whole or any part of the debt collector's fee or charge for services rendered, or other expense incurred by the debt collector in the collection of the consumer debt, except as permitted by law; or (c) Initiating communications, other than statements of account, with the debtor with regard to the consumer debt, when the debt collector has been previously notified in writing by the debtor's attorney that the debtor is represented by such attorney with respect to the consumer debt and such notice includes the attorney's name and address and a request by such attorney that all communications regarding the consumer debt be addressed to such attorney, unless the attorney fails to answer correspondence, return telephone calls, or discuss the obligation in question. This subdivision shall not apply where prior approval has been obtained from the debtor's attorney, or where the communication is a response in the ordinary course of business to a debtor's inquiry. Ca. Civ. Code § 1788.14 Amended by Stats 2009 ch 500 (AB 1059),s 12, eff. 1/1/2010.