Cal. Insurance Code § 10369.12 : California Insurance Code — Classes Of Insurance — Standard Provisions In Disability Policies — Optional Standard Provisions And Special Provisions-Uniform Provisions — Intoxicants and controlled substances Date: 15 Sep 2016 TEXT PDF Current through the 2016 Legislative Session (a) A disability policy may contain a provision in the form set forth herein. Intoxicants and controlled substances: The insurer shall not be liable for any loss sustained or contracted in consequence of the insured's being intoxicated or under the influence of any controlled substance unless administered on the advice of a physician. (b) Subdivision (a) shall not apply to a health insurance policy. Ca. Ins. Code § 10369.12 Amended by Stats 2008 ch 630 (AB 1461),s 1, eff. 1/1/2009.