Fla. Stat. § 697.06 : Real And Personal Property — Instruments Deemed Mortgages And The Nature Of A Mortgage — Prepayment of note Date: 14 Apr 2016 TEXT PDF Current through Chapter 269 of the 2016 Legislative Session Any note which is silent as to the right of the obligor to prepay the note in advance of the stated maturity date may be prepaid in full by the obligor or her or his successor in interest without penalty. Fla. Stat. § 697.06 s. 1, ch. 77-318; s. 1, ch. 87-351; s. 1, ch. 88-7; s.774, ch. 97-102.