Del. Code 18, § 3701 : Insurance Code — Delaware Consumer Credit Insurance Model Act — Purpose Date: 2 Sep 2016 TEXT PDF Current through 2016 Legislative Session, Act 399 The purpose of this chapter is to promote the public welfare by regulating consumer credit insurance. Nothing in this chapter is intended to prohibit or discourage reasonable competition. The provisions of this chapter shall be liberally construed. Del. C. § 3701 70 Del. Laws, c. 576, § 1.;