Del. Code 18, § 4104 : Insurance Code — Property Insurance Contracts — Basic Property Protection Plan — Purpose Date: 2 Sep 2016 TEXT PDF Current through 2016 Legislative Session, Act 399 The purposes of this subchapter are: (1) To assure stability in the property insurance market of this State; (2) To make basic property insurance available for qualified property established by this section; (3) To encourage maximum use in obtaining basic property insurance of the available, normal insurance market provided by the private property insurance industry; (4) To provide for equitable distribution among authorized insurers of the responsibility for insuring qualified property for which basic property insurance cannot be obtained through the normal insurance market. Del. C. § 4104 18 Del. C. 1953, § 4104; 56 Del. Laws, c. 468, § 2.;