Cal. Civil Code § 2923.4 : Lien — California Civil Code — Obligations — Mortgage — Mortgages In General — Loss mitigation options offered through mortgage servicer Date: 14 Sep 2016 TEXT PDF Current through the 2016 Legislative Session (a) The purpose of the act that added this section is to ensure that, as part of the nonjudicial foreclosure process, borrowers are considered for, and have a meaningful opportunity to obtain, available loss mitigation options, if any, offered by or through the borrower's mortgage servicer, such as loan modifications or other alternatives to foreclosure. Nothing in the act that added this section, however, shall be interpreted to require a particular result of that process. (b) Nothing in this article obviates or supersedes the obligations of the signatories to the consent judgment entered in the case entitled United States of America et al. v. Bank of America Corporation et al., filed in the United States District Court for the District of Columbia, case number 1:12-cv-00361 RMC. Ca. Civ. Code § 2923.4 Added by Stats 2012 ch 87 (SB 900),s 3, eff. 1/1/2013. Added by Stats 2012 ch 86 (AB 278),s 3, eff. 1/1/2013.