California Financial Code — California Residential Mortgage Lending Act — Prohibited Practices And Penalties — Violation of federal acts or regulations Date: 14 Sep 2016 TEXT PDF Current through the 2016 Legislative Session Any person who violates any provision of any of the following federal acts or regulations violates this division: (a) The federal Real Estate Settlement Procedures Act, as amended (12 U.S.C. Sec. 2601 et seq.). (b) The federal Truth in Lending Act, as amended (15 U.S.C. Sec. 1601 et seq.). (c) The federal Home Ownership Equity Protection Act (15 U.S.C. Sec. 1639). (d) Any regulation promulgated under any of the federal acts in subdivision (a), (b), or (c). Ca. Fin. Code § 50505 Amended by Stats 2009 ch 629 (AB 260),s 7, eff. 1/1/2010.