Cal. Insurance Code § 445 : California Insurance Code — General Rules Governing Insurance — The Policy — Warranties — Warranty that act or omission will take place Date: 15 Sep 2016 TEXT PDF Current through the 2016 Legislative Session A statement in a policy, which imports that there is an intention to do or not to do a thing which materially affects the risk, is a warranty that such act or omission will take place. Ca. Ins. Code § 445