44 CFR 61.6 : Emergency Management And Assistance (Part 0 To Parts 403-499) — (Part 0 To Parts 403-499) — Federal Emergency Management Agency, Department Of Homeland Security (Part 0 To Parts 363-399) — Insurance And Hazard Mitigation (Parts 50-54 To Parts 81-149) — Insurance Coverage And Rates (§ 61.1 To Appendix A(6) To Part 61) — Maximum amounts of coverage available.

4 Aug 2016

(a) Pursuant to section 1306 of the Act, the following are the limits of coverage available under the emergency program and under the regular program.

Regular program
Emergency program 1 first layer Second layer Total amount available
Single Family Residential
Except in Hawaii, Alaska, Guam, U.S. Virgin Islands $35,000 $215,000 $250,000
In Hawaii, Alaska, Guam, U.S. Virgin Islands 50,000 200,000 250,000
Other Residential
Except in Hawaii, Alaska, Guam, U.S. Virgin Islands 100,000 150,000 250,000
In Hawaii, Alaska, Guam, U.S. Virgin Islands 150,000 100,000 250,000
Nonresidential
Small business 100,000 400,000 500,000
Churches and other properties 100,000 400,000 500,000
Contents 2
Residential 10,000 90,000 100,000
Small business 100,000 400,000 500,000
Churches, other properties 100,000 400,000 500,000

1 Only first layer available under emergency program.

2 Per unit.

(b) In the insuring of a residential condominium building in a regular program community, the maximum limit of building coverage is $250,000 times the number of units in the building (not to exceed the building's replacement cost).

44 CFR 61.6
[60 FR 5585, Jan. 30, 1995]