(a)
Definitions
In this section:
(1)
Covered dwelling
The term "covered dwelling" means a dwelling that-
(A) is occupied by a tenant-
(i) pursuant to a residential lease; or
(ii) without a lease or with a lease terminable under State law; and
(B) is on or in a covered property.
(2)
Covered property
The term "covered property" means any property that-
(A) participates in-
(i) a covered housing program (as defined in section
12491(a) of title 34); or
(ii) the rural housing voucher program under section
1490r of title 42; or
(B) has a-
(i) Federally backed mortgage loan; or
(ii) Federally backed multifamily mortgage loan.
(3)
Dwelling
The term "dwelling"-
(A) has the meaning given the term in section
3602 of title 42; and
(B) includes houses and dwellings described in section
3603(b) of title 42.
(4)
Federally backed mortgage loan
The term "Federally backed mortgage loan" includes any loan (other than temporary financing such as a construction loan) that-
(A) is secured by a first or subordinate lien on residential real property (including individual units of condominiums and cooperatives) designed principally for the occupancy of from 1 to 4 families, including any such secured loan, the proceeds of which are used to prepay or pay off an existing loan secured by the same property; and
(B) is made in whole or in part, or insured, guaranteed, supplemented, or assisted in any way, by any officer or agency of the Federal Government or under or in connection with a housing or urban development program administered by the Secretary of Housing and Urban Development or a housing or related program administered by any other such officer or agency, or is purchased or securitized by the Federal Home Loan Mortgage Corporation or the Federal National Mortgage Association.
(5)
Federally backed multifamily mortgage loan
The term "Federally backed multifamily mortgage loan" includes any loan (other than temporary financing such as a construction loan) that-
(A) is secured by a first or subordinate lien on residential multifamily real property designed principally for the occupancy of 5 or more families, including any such secured loan, the proceeds of which are used to prepay or pay off an existing loan secured by the same property; and
(B) is made in whole or in part, or insured, guaranteed, supplemented, or assisted in any way, by any officer or agency of the Federal Government or under or in connection with a housing or urban development program administered by the Secretary of Housing and Urban Development or a housing or related program administered by any other such officer or agency, or is purchased or securitized by the Federal Home Loan Mortgage Corporation or the Federal National Mortgage Association.