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...beyond all reasonable doubts that the deceased Insured had committed suicide. Thus, the District Forum came to the conclusion that repudiation of death claim by the Insurance Company, treating it to be...a case of suicide, amounted to deficiency in service on its part. Accordingly, the District Forum allowed the Complaint with the aforestated directions to the Insurance Company. 8...has also come to the conclusion that the Insurance Company has failed to adduce any independent evidence to prove that the cause of death of the Insured was by suicide. The decision of the District...

...this appeal. [4] Sole issue on which the insurance claim came to be repudiated is that under the Janata Personal Accident Insurance Policy death by suicide is not covered. The...Respondents/Complainants categorically denied that it was a case of death by suicide. Insurance company perhaps wanted to rely upon the observations made in the Inquest Panchnama carried out by police.... [2] This appeal filed by the Appellant/original Opponent, United India Insurance Company Ltd. (hereinafter referred to as the Insurance Company for the sake of brevity) takes an...

.... Deceased husband10/07/2003 of the complainant committed suicide was the stand taken by the Insurance Company in the written version. The Insurance Company empathetically pleaded that deceased did not die...held that it was the duty of the Insurance Company to prove by adducing cogent evidence that deceased was died because of suicide. District Consumer Disputes Redressal Forum noted that the deceased was...Per Shri P.N. Kashalkar, Honble Presiding Judicial Member This appeal has been filed by the Insurance Company against the judgement and award passed by District Consumer Disputes...

...Insurance Co.Lid. v. Sudesj Khanduja Consumer Protection Act.... 1986 Sections 2(1g). 14(1(d). 21(b) Insurance (Life...)_ Suicide Death claim alleged Claim repudiated- - Alleged deficiency in service Distriet Forum dismissed complaint State Commission -allowed appeal...

..., 1986 Sec.2(1)(9) and 21(b) life insurance claim-Death claim-Train accident-Suicide alleged-Repudiation of claim- Consumer complaint...committed suicide-No expert evidence produced on record to establish that wounds found on dead body of deceased could have come only in case where suicide was committed either by coming in front of moving...scrutiny of extracts that Panchas has not express any opinion that deceased committed suicide-Repudiation not justified-Revision Petition disposed of. [2] 2016 NCJ 945 (NC...

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...had committed suicide and therefore, no benefit under the insurance policy was payable to the complainant. 2. Being aggrieved, she preferred a complaint before the concerned District...plea that the deceased having committed suicide, no claim was payable to him in terms of the insurance policy by which he was covered. Therefore, the only question which arises for our consideration...Insurance Company to prove that the deceased had committed suicide either by coming in front of a moving train or by lying on a railway track or in some other manner involving the train. No eye witness was...

...on the railway track after getting the insurance policies from the petitioner. That deceased committed suicide at 08.50 A.M on 19.04.2000 in broad daylight. That the complainant has failed to explain.... That since the deceased had committed suicide, the insurance company was not liable to pay the insured amount. It was further stated that the assured amount of two policies No. 130699346 and 130697511...Ashok Bhan J., President:— Life Insurance Corporation of India-petitioner (hereinafter referred to as ‘the petitioner’) has filed the present Revision Petition impugning the Order dated...

...Rs. 5 lakhs with interest 7.5 % per annum. Where Insurance Company sought to repudiate claim on ground that insured committed suicide and it was not accidental death, onus would be on Insurance....31.12.2009 .1 .1 ..22 .1 3 .1 , . , . I(2006) CPJ 53 (NC) , Praveen Shekh Vs.- LIC & ANR. Consumer Protection Act, 1986 Section 21(b) Life Insurance Limitation...120, Bharti & Ors. Vs.- National Insurance Company & Anr. Consumer Protection Act, 1986 Section 12 and 17...

...of the petitioner committed suicide on 9 October, 2002.th th The petitioner filed an insurance claim. Insurance claim was, however, repudiated by the respondent in view of clause 4 (B) of the terms...& conditions of the insurance policy which excludes the liability of the insurance company to pay the insurance claim if the life assured commits suicide before the expiry of three years from the...that the death of the insured by suicide took place before the expiry of three years from the date of issue of policy which justifies the repudiation of the insurance claim. 7. We...

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...account of suicide within a period of about three months from taking the policy in question; that the claim of the complainant was rightly repudiated by the insurance company and that there is no...plea taken by the insurance company that since the life assured had died on account of suicide and hence the claim is not payable is concerned, it need to be stated that the insurance company has not...filed any plausible / cogent evidence to show that the life assured had committed suicide. This apart, it is also important to mention here that the insurance company has not repudiated the claim on...

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...fact a suicide. The insurance company has proceeded to reject the claim of the petitioner on the ground that, the same is not covered by the policy of insurance.8. There are disputed...assails a repudiation of claim by the insurance company.5. The learned advocate for the petitioner submits that, the petitioner is a nominee of the policy of the insurance taken in...respect of the deceased. He submits that, the insurance policy covers a death. The insured had drowned accidentally on November 17, 2012. He refers to a police report to such effect. He submits that...

.... 3. Respondent Kanya Bai filed insurance claim with the petitioner/opposite party. The claim however, was repudiated on the ground that Babulal have committed suicide by consuming...that the Insurance Co. was right in repudiating the insurance claim in view of the exception clause which provides that in case of suicide, the insurance claim shall not be payable. 7...our view, the cause of death of Babulan has not been established. As the petitioner has declined to pay the insurance claim on the ground that the life assured has committed suicide, the onus of...