...on the body. A bodily injury can be caused by violent means that are external and relate to the use of strong physical force or even threatening someone by the use of violent words or actions.19. There is a divergence of opinion between courts across international jurisdictions, including the UK, US, Canada and Singapore on whether a distinction should be maintained between “accidental means...his death was not caused by “violent, accidental, external and visible means” because the insured's conduct in putting on his stockings was intentional and voluntary and there was no other external...other causes from bodily injuries effected through external, violent and accidental means, and not directly or indirectly, wholly or partly from disease or physical or mental infirmity,” and, in the...

...resulting solely and directly from accident caused by external, violent and any other visible means.”8. The first case on the present subject relating to liability of insurance is in Landress v. Phoenix Mut. L. Ins. Co. (1933) 291 U.S 491. In the said matter a distinction was drawn between ‘accidental result...“violent external and accidental means”, Cardozo, J. delivered a powerful dissenting opinion in which he held, in effect, that the use of the Phrase “external violent and accidental means” adds nothing...arson, and was killed because it caught fire before he was ready, an innocent beneficiary recovered on the footing of death by accidental means; (Taylow v. John Hancock Mutual Life (1957) 142 N.E 2d 5) and in the district of Columbia, death by sunstroke has been held to be death by external violent and...

...but the accident causing death must itself result from some external, violent and other visible means. This two fold limitation is based on what is called, in the Law of Insurance, the distinction between ‘accidental result...Court decided by a majority that death by sunstroke was not death by “violent external and accidental means”, Cardozo, J. delivered a powerful dissenting opinion in which he held, in effect, that the use...of the phrase “external violent and accidental means” adds nothing to the problem which the court has to consider, which is in every case whether the death or disability was accidental in the usual...

...discussed exhaustively in which set of circumstances the case would be accidental death caused by external violent and any other visible means. Both the judgments refer to various decisions rendered...majority that death by sunstroke was not death by violent external and accidental means”. Cardozo, J. delivered a powerful dissenting opinion in which he held, in effect, that the use of the phrase...‘external violent and accidental means’ adds nothing to the problem which the Court has to consider, which is in every case whether the death or disability was accidental in the usual sense of that word...

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...insured at the time such injury is sustained, whilst mounting into, dismounting from or travelling in the insured motor car and caused by violent, accidental external and visible means, which...or travelling in the insured motor car and caused by violent, accidental external and visible means which independently of any other cause shall within three calendar months of the occurance of such..., accidental, external and visible means which independently of any other cause shall within three calendar months of the occurrence of such injury result in death 5. During the pendency of the revision petition...

...the deceased was struck by lightning when riding motorcycle, which resulted in death. Court is convinced death was caused by violent accidental external and visible means of lightening striking the...accidental external and visible means, which independent of any other cause shall within six calendar months of such injury result in death. 4. There is no dispute that...individual riding a motorcycle for it to be seen as an accident. Lightening is an external phenomenon and visible causing, in this case, the rider being struck thereby and consequently his death by heart...

...the petitioner submitted that as death of insured was not accidental caused by external visible and violent means, claim was rightly repudiated by petitioner and learned District Forum committed error...no external injuries were found on the body of deceased insured and death was not accidental caused by external visible and violent means, findings of District Forum and State Commission are contrary...of accident caused by external visible and violent means and in the case in hand as there was no external injury on the body of the deceased and death was not caused by accident due to external...

...Violent accidental external and visible means independently of any other cause से होना दर् शित नहीं होता है तथा हृदयाघात को इस श्रेणी में नहीं रखा गया है। अत: आलोच्य निर्णय व आदेश अविधिक एवं अधार्य...connection with the vehicle insured whilst mounting into dismounting from or travelling in the insured vehicle and caused by violent accidental external and visible means which...मृत्य ुहृदयाघात (हार्ट अटैक) से हुई है। ऐसी दशा में शाब्दिक रूप से निवर्चन किये जाने पर यह ''caused by violent accidental external and visible means which independently of any other cause'' की श्रेणी...

...violent and visible means in which event the compensation will be payable to the wife only. The compensation shall be Rs.25,000/-. It is clarified for avoidance of doubt that is the event of wife...one limbs/light in one eye -50,000/- . (d) (2) - In the case of married woman the policy will be extended to cover the death of the insureds husband arising out of accidental death caused by external...predeceasing the husband or in the event of simultaneous death of both the . husband and insured wife no compensation shall arise under this extension - . . . 7...

...to the insured person by way of indemnification in the event of insured person sustaining bodily injuries resulting solely and directly from an accident caused by external, violent, visible means causing in death or disablement within 12 months of its occurrence. The Personal Accident Insurance covers the following benefits. Accidental death:-It provides for the payment of compensation on the insured person's death caused by bodily injury arising out of accidental, violent, external and visible...of compensation for bodily injury caused by accidental, violent, external and visible means resulting in permanent partial disablement within 12 calendar month of occurrence of the aforesaid...disablement. iii. Temporary total disablement: - It provides for payment of compensation for bodily injury caused by accidental, violent, external and disable means resulting in...

...the vehicle insured or whilst mounting into/dismounting from or traveling in the insured vehicle as a c0-driver, caused by violent accidental external and visible means which Nature of injury...whilst mounting into/dismounting from or traveling in the insured vehicle as a co-driver, caused by violent accidental externa and visible means which independent of any other cause shall within six...conditions and limitations of this policy, the Company undertakes to pay compensation as per the following scale for bodily injury/death sustained by the Owner Driver of the vehicle in direct connection with...

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...bodily injury resulting solely and directly from accident caused by external, violent and visible means.”In our view, in the present case, the death caused to the insured is an accidental death...been observed as under:—17-15 “Violent”In most of the above cases the policies insured against bodily injury caused “by violent, accidental, external and visible means only...,” but the decisions turned mainly on the question whether or not the particular injury was caused by accidental means. That was because such words as “violent”, “external”, and “visible” have...

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.... 50,000/- d-2) In the case of married woman the policy will be extended to cover the death of the insureds husband arising out of accidental death caused by external violent and visible means in which.... . Locus Standi . .. . 50,000/- . - If the insured shall sustain any bodily injury resulting solely and directly from Accident caused by outward, violent and visible means, and if such injury shall within 6...: a) Permanent Total Disablement Rs. 1,00,000/- Loss of one limb and one eye or loss of both eyes and/or loss of both limbs. Rs. 1,00,000/- c) Loss of one limb/sight in eye Rs...

...591, (1908-10) All ER Rep 581 (CA) by the terms of the policy (an accident) the Insurance Company undertook that if the insured should sustain any bodily injury caused by violent, accidental, external and visible means, then...Petition No. 196 of 2001.2. Heard Ms Meenakshi Midha, learned counsel for the appellant and Shri K.K Venugopal and Shri Nageswara Rao, learned counsel for the respondent. The...policy was a fire policy and the other was a consequential loss due to fire policy.3. On 8-1-1999 at about 3.20 p.m there was a short-circuiting in the main switchboard...