Md. Code, Com. § 12-111 : COMMERCIAL LAW — CREDIT REGULATIONS — INTEREST AND USURY —111 - Limitation of actions TEXT PDF (a) This section does not apply to a loan subject to § 12-114.1 of this subtitle. (b) A private action for usury under this subtitle may not be brought more than 6 months after the loan is satisfied. Md. Code, CL § 12-111 Amended by 2018 Md. Laws, Ch. 790,Sec. 1, eff. 1/1/2019. Amended by 2018 Md. Laws, Ch. 732,Sec. 2, eff. 1/1/2019.