Citation Codes Equivalent Citations citation codes Docket Number No. 99-6189 Advocates Earl Price Underwood, Jr., Anniston, AL, for Plaintiff- Mark E. Shure, Keating Shure, , Chicago, IL, for Defendant- Judges Gerald Bard Tjoflat Stanley Marcus Phyllis A. Kravitch Acts Commerce And Trade — Consumer Credit Protection — Debt Collection Practices — Congressional Findings And Declaration Of Purpose Commerce And Trade — Consumer Credit Protection — Debt Collection Practices — Definitions See more information ... Smart Summary Please sign up to generate summary. OPINION PATRICIA PELFREY, on behalf of herself and the class described herein, Plaintiff-Appellant, v. EDUCATIONAL CREDIT MANAGEMENT CORPORATION, Defendant-Appellee PER CURIAM. We affirm the judgment of the district court granting the defendant's motion for judgment as a matter of law on the ground that the Fair Debt Collection Practices Act, 15 U.S.C. § 1692, et seq. (1994), does not apply to the defendant, because the defendant is a "person collecting or attempting to collect any debt owed or due or asserted to be owed or due another to the extent such activity . . . is incidental to a bona fide fiduciary obligation. . . ." 15 U.S.C. § 1692a(6)(F)(i). See Pelfrey v. Educational Credit Management Corp., 71 F. Supp.2d 1161, 1172-74, 1179-80 (N.D.Ala. 1999). AFFIRMED.